Ameris Bank, a subsidiary of Ameris Bancorp, launched DirectBiller on February 18, 2026. The new digital invoicing and payment platform replaces manual billing processes for business clients, allowing them to generate invoices, send them via email, SMS, or a customer portal, and accept payments through multiple methods with funds deposited directly into the business’s bank account.
DirectBiller targets commercial clients that manage high‑volume receivables, including utilities, healthcare, government services, insurance companies, and property‑management associations. By integrating billing with banking services, the platform offers a seamless experience that can reduce paper costs, accelerate cash flow, and improve billing accuracy for these sectors.
The launch is part of Ameris Bank’s broader strategy to expand its treasury and cash‑management offerings and deepen relationships with its commercial client base. Management highlighted disciplined focus on core profitability and the potential for fee growth from DirectBiller, positioning the bank to enhance customer retention and generate additional fee income from transaction processing and related services.
The move follows Ameris Bancorp’s strong Q4 2025 earnings, where net income reached $108.4 million and revenue was $307.13 million, slightly below expectations. The bank’s record full‑year 2025 net income of $412.2 million, improved ROA and NIM, and tangible book‑value growth provide a solid financial footing that supports investment in new products and services.
DirectBiller competes with established invoicing solutions such as PayPal Invoicing, QuickBooks Online, Zoho Invoice, and Square Invoices. Ameris Bank’s advantage lies in its integration with banking services, offering a seamless experience for existing commercial clients and potentially increasing stickiness and fee generation.
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