ACI Worldwide announced that its Connetic platform now supports eight major U.S. payment networks—Fedwire, CHIPS, Swift, The Clearing House Real‑Time Payments (RTP), Zelle, and FedNow—providing a single, cloud‑native solution for instant, batch, and high‑value payments.
The company also revealed that connectivity to Nacha ACH (FedACH and EPN) will be available to customers in 2027, and that Connetic will support stablecoin and tokenized‑deposit capabilities, positioning ACI to serve the growing digital‑asset market.
By consolidating multiple payment rails onto one platform, banks and other financial institutions can reduce compliance, fraud monitoring, and exception‑management overhead. The expansion targets mid‑sized banks and fintechs that lack the resources to run separate systems for each network, thereby expanding ACI’s addressable market beyond large banks.
ACI’s move strengthens its competitive stance against legacy‑system providers. The company’s recent launch of Connetic for Cards in March 2026 and the fact that 58% of instant‑payment‑enabled banks run both FedNow and RTP in parallel underscore the need for integrated solutions. ACI’s unified platform offers scalability, resilience, and embedded fraud prevention, giving it a clear advantage in a market where multi‑rail complexity is a growing pain point.
Thomas Warsop, President and CEO of ACI Worldwide, said, "Banks are no longer modernizing one rail at a time; they're being asked to modernize everything at once. That's why we built ACI Connetic. It brings instant, high‑value and batch payments together on one cloud‑native platform, giving institutions a simpler, more resilient foundation to move faster today while confidently preparing for what's next." Craig Ramsey, Senior Vice President and Head of Account‑to‑Account Payments, added, "Banks didn't set out to run eight payment systems in parallel, but that's the reality today, and it's driving real operational risk. Every new rail adds controls, compliance and technical debt."
The expansion comes at a time when The Clearing House RTP processed $1.3 trillion in payments in 2025 and the ACH Network handled 35.2 billion payments valued at $93 trillion. By adding stablecoin and tokenized‑deposit support, ACI positions Connetic to capture emerging digital‑asset transactions, further diversifying its revenue streams and reinforcing its role as a modern, cloud‑native payments platform.
The content on EveryTicker is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.