Chime Enterprise announced that Cedarhurst Senior Living, eXp Realty, and Lakeshore Recycling Systems have joined its Chime Workplace platform, a fee‑free suite that bundles earned‑wage access, high‑yield savings, and credit‑building tools for employees.
The platform’s no‑cost, employer‑friendly model aligns with Chime’s strategy to grow its enterprise channel, a key growth vector highlighted in recent company guidance. By replacing legacy earned‑wage programs, the new partners aim to boost employee productivity, retention, and overall well‑being, which in turn can drive higher engagement with Chime’s core banking products.
Chime’s Q3 2025 results—revenue of $544 million, up 29% year‑over‑year, and an adjusted EBITDA margin of 5%—illustrate the company’s improving profitability. Active members grew 21% year‑over‑year to 9.1 million, and the company raised its full‑year 2025 revenue and adjusted EBITDA guidance ahead of the February 25 earnings release.
Jason Lee, Chief of Chime Enterprise, said, "As organizations look to optimize their workforce and do more with existing resources, employee financial wellness is becoming a business imperative." He added, "Employers are moving beyond short‑term fixes to holistic platforms that reduce financial stress and support productivity at scale." Allie Rapini, Director of Human Resources at Cedarhurst Senior Living, noted, "Comprehensive financial wellness tools can play an important role in strengthening retention and supporting employees through real‑life financial needs." Dr. Robert Rustman, Vice President of Human Resources at Lakeshore Recycling Systems, highlighted that "Chime's fee‑free approach stood out as the right solution for their workforce needs."
The expansion broadens Chime’s reach across senior living, real estate, and waste‑recycling industries, potentially accelerating member acquisition and deepening monetization of its high‑margin financial services. The move signals continued focus on the enterprise channel as a driver of long‑term growth and positions Chime to capture a larger share of the growing employee financial‑wellness market.
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