Goldman Sachs Bank USA has granted Gracie Point Holdings, LLC a $250 million warehouse facility, a short‑term credit line designed to support the specialty‑finance company’s life‑insurance premium‑financing platform, GP Affluent Markets. The facility will allow Gracie Point to fund its portfolio of specialty loans and expand its asset base, providing the liquidity needed to meet growing demand from high‑net‑worth clients.
The transaction adds fee income for Goldman Sachs and signals confidence in the specialty‑finance sector’s growth prospects. It also expands Goldman Sachs’ credit portfolio, reinforcing the bank’s strategy to broaden its lending footprint beyond traditional investment banking and trading.
Gracie Point’s management highlighted the strategic importance of the facility. “This warehouse facility is an important strategic milestone for Gracie Point that both diversifies and increases our capacity to deliver innovative, life insurance premium finance loans at scale, and we appreciate Goldman Sachs’ support,” said Harsh Varma, Head of Capital Markets at Gracie Point.
Howard Levkowitz, Non‑Executive Chairman of Gracie Point, added, “This warehouse facility strengthens Gracie Point’s capital markets infrastructure and directly supports the continued growth of our life insurance platform, GP Affluent Markets. Supporting the growth of platforms is central to Gracie Point’s strategy, and this transaction is a clear example of how we are putting that approach to work as we scale GP Affluent Markets to meet growing demand for bespoke premium financing solutions.”
The facility is part of a broader funding strategy for Gracie Point, which last August completed a $272 million life‑insurance premium loan securitization. The company has raised a total of $125 million across three funding rounds from investors such as Hudson Structured Capital Management and Searchlight Capital.
For Goldman Sachs, the deal comes after a strong fourth‑quarter 2025 earnings report, in which the bank posted earnings per share of $13.55 on revenue of $15.71 billion. The new facility aligns with Goldman Sachs’ broader goal of expanding fee‑based income streams and deepening relationships with specialty‑finance clients.
The warehouse facility is expected to be short‑term, providing a flexible source of capital that can be drawn upon as Gracie Point’s loan pipeline expands. While the exact tenor was not disclosed, the structure is consistent with Goldman Sachs’ typical warehouse facilities, which are designed to support the origination of loans until they are securitized or otherwise funded.
Overall, the transaction underscores both firms’ confidence in the life‑insurance premium‑financing market, which is experiencing growing global demand. By providing this facility, Goldman Sachs positions itself as a key partner for specialty‑finance companies, while Gracie Point gains the liquidity needed to accelerate its platform’s growth.
The content on EveryTicker is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.