ICICI Bank Limited announced its Q4 FY2026 results on April 18, 2026, reporting a net profit of ₹13,701.68 crore for the quarter ended March 31, 2026 – an 8.5 % year‑on‑year increase that reflects stronger loan growth and improved interest‑income generation.
The bank’s net interest income rose 8.4 % YoY to ₹22,979 crore, driven by higher loan balances and a modest lift in net interest margins. The earnings call highlighted that the bank’s interest‑income base is expanding while operating costs remain under control, supporting the solid profit growth.
Asset quality improved markedly, with the gross non‑performing asset ratio falling to 1.40 % from 1.67 % in the same period last year. Provisions for bad debt allocation dropped 89 % YoY, underscoring a sharper recovery in the loan portfolio and a more efficient provisioning strategy.
The board recommended a dividend of ₹12 per share for FY26 and authorized a fundraising program through debt securities, signaling confidence in the bank’s capital position and a willingness to support future growth initiatives.
Management emphasized disciplined risk management and continued focus on core retail and wholesale segments, noting that the combination of robust earnings, improved asset quality, and a strong capital base positions the bank well for the coming year.”,
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