Jefferson Capital Expands Revolving Credit Facility to $1.15 Billion

JCAP
April 23, 2026

Jefferson Capital, Inc. increased its senior secured revolving credit facility by $150 million, raising the total committed capacity to $1.15 billion. The upsizing adds two new banking partners, each contributing $75 million, and lifts the maximum cap for future commitments to $1.425 billion, giving the company a broader range of financing options for upcoming acquisitions and deployments.

The expansion builds on a prior October 2025 amendment that raised the facility to $1 billion and added new banks. By adding fresh capital, Jefferson Capital can accelerate its strategy of purchasing and managing charged‑off, insolvency, and active consumer accounts, and it can deploy capital more quickly into high‑yield portfolios such as the Bluestem purchase completed in December 2025.

Jefferson Capital’s liquidity remains strong, with a current ratio of 5.05 and a “GREAT” financial health score from InvestingPro. The company’s revenue grew 40% over the last twelve months, underscoring the demand for its asset‑management services and supporting the decision to increase credit capacity.

CEO David Burton said, “We are very pleased with the successful upsizing of our credit facility which underscores the confidence that our growing group of bank partners have in the long-term growth opportunities for Jefferson Capital.” He added, “This additional capacity provides us with increased financial flexibility to execute on our growth initiatives and drive long-term value creation for our shareholders.”

The new facility gives Jefferson Capital the ability to pursue larger acquisitions and deploy more capital into its core business of purchasing and managing consumer credit assets, strengthening its competitive position in a market where access to capital is a key differentiator.

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