MoonPay announced the launch of the MoonAgents Card, a virtual Mastercard debit card that allows users and AI agents to spend stablecoins directly from on‑chain balances. The card was unveiled on May 1, 2026 and is designed to convert stablecoins to fiat at the point of purchase, enabling use at any online merchant that accepts Mastercard.
The launch is the result of a partnership between MoonPay, Exodus, and Monavate. Monavate supplies regulated card‑issuing infrastructure, while Mastercard provides the global payment network. The card is currently available in the United Kingdom and Latin America, with plans to expand to the United States and the European Union later in 2026.
MoonPay CEO and founder Ivan Soto‑Wright said, "Agents are already managing wallets, executing trades, and moving value on‑chain. The one thing they couldn't do was spend at a merchant. Now they can." He added, "AI agents are going to transact constantly, at machine speed, across millions of merchants." Exodus CEO JP Richardson noted, "Exodus has spent a decade building self‑custodial wallets for people. MoonAgents Card extends that infrastructure to agents, letting them spend directly from an on‑chain wallet. The wallets and cards that work for that future look nothing like what exists today—and we’re building for that future."
The card represents a key step in integrating stablecoins into everyday commerce. By enabling instant crypto‑to‑fiat conversion at the point of sale, it removes the friction that has historically limited stablecoin use. For Mastercard, the product expands its stable‑coin ecosystem and positions the company as a core infrastructure provider for AI‑driven commerce, potentially opening new revenue streams from stable‑coin settlement and expanding its reach into the growing digital‑asset payments market.
Analysts view the launch as a positive development for both MoonPay and Mastercard. The move aligns with Mastercard’s broader strategy to invest in stablecoins and agentic commerce, as highlighted by the company’s March 2026 Crypto Partner Program and its planned acquisition of BVNK. The partnership also dovetails with the growing demand for seamless, programmatic payment solutions that can be embedded in AI agents and other automated systems.
With the MoonAgents Card, MoonPay and its partners are positioning themselves at the intersection of decentralized finance and traditional payment networks, setting the stage for a new wave of AI‑enabled, stable‑coin‑based transactions that could reshape how consumers and businesses spend online.
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