Origin Bancorp’s wholly owned bank, Origin Bank, opened a new permanent Fort Walton Beach Financial Center on April 20, 2026, at 212 Racetrack Road NW. The opening marked the completion of a revitalization project that transformed a long‑dormant building into a modern full‑service banking center.
Construction began in 2025, with a temporary on‑site location operating while the permanent structure was renovated. The new facility features an open‑concept lobby, private offices, conference rooms, a multi‑lane drive‑thru, and a 24/7 ATM, providing a comprehensive suite of services in a single location.
The center offers personal and commercial banking, consumer and business lending, treasury management, and mortgage services. The expansion is part of Origin Bancorp’s broader strategy to strengthen its presence in the Florida Panhandle and support community growth, reinforcing the bank’s focus on personalized relationship banking.
Origin Bancorp’s recent financial performance underscores the company’s capacity to invest in growth. In Q4 2025 the bank reported net income of $29.5 million, or $0.95 diluted EPS, and net interest income of $86.7 million. In Q1 2025 net income was $22.4 million, or $0.71 diluted EPS, with net interest income of $78.5 million. The company is scheduled to release its Q1 2026 earnings on April 22, 2026, with analysts estimating EPS of $0.89 and revenue of approximately $104 million.
Regional President Nate Sommer said the new center “represents an exciting milestone in the ongoing development of our Southeast region. We’re proud to welcome our clients and community into this beautiful space.” Florida Panhandle Market Leader Robin Donlon added, “This project has been a dream of mine for a long time, and it’s incredibly rewarding to see it become a reality. We have a strong foundation in the Fort Walton Beach community, and this revitalized space reflects our commitment to serving our clients, supporting their goals, and being a part of their journey in a meaningful way.”
The opening follows Origin Bancorp’s January 2024 announcement of a Southeast market expansion that includes the Florida Panhandle and South Alabama. By establishing a physical presence with full‑service offerings, the bank aims to capture market share in a high‑growth region, leveraging its reputation for community involvement and personalized service.
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