Opera has added Tether’s USDT stablecoin and the bridged gold token XAU₀ to its MiniPay self‑custodial wallet, giving users a single‑tap way to send, receive, and hold digital dollars and a tokenized gold asset within the same app. The move builds on MiniPay’s existing 12.6 million activated wallets and 350 million on‑chain transactions, and it is positioned to accelerate adoption in regions where access to stable digital currency is limited.
MiniPay’s growth trajectory is clear: the wallet grew from 10 million activated users and 271 million transactions in 2025 to the current figures, a 26 % increase in users and a 29 % jump in transaction volume. The addition of USDT is expected to further lift transaction volume, while the XAU₀ token offers an inflation‑protected savings alternative that can be converted to cash or other assets inside the wallet.
The expansion is especially significant in emerging markets. Opera reports that MiniPay usage is rising in Africa—particularly Nigeria—Latin America, with Brazil showing strong uptake, and Southeast Asia, where Indonesia and Vietnam are leading the charge. These markets represent a key tailwind for Opera’s fintech strategy, as users in these regions increasingly turn to stablecoins for everyday payments and savings.
XAU₀ is a bridged token that represents physical gold held by a third‑party custodian. Unlike Tether Gold, which is issued directly by Tether, XAU₀ is issued through a partnership that allows users to hold a tokenized gold asset within MiniPay while the underlying gold remains securely stored off‑chain. This structure gives users the liquidity of a digital asset with the stability of real‑world gold.
The expansion aligns with Opera’s recent financial outlook. Management raised Q4 2025 revenue guidance to above $170 million and full‑year revenue to over $608 million, with adjusted EBITDA projected to exceed $141 million. The new stablecoin and gold token offerings are expected to contribute to these targets by expanding MiniPay’s user base and transaction volume, particularly in high‑growth emerging markets. CEO Lin Song emphasized that the move “strengthens MiniPay’s position as a comprehensive financial tool for users worldwide,” while CFO Frode Jacobsen highlighted the role of “robust monetization from search and partner promotions” in supporting the company’s growth trajectory.
Management also noted that the partnership with Tether “provides simple, reliable access to stable value for people who need it most,” and EVP Mobile Jørgen Arnesen added that the integration “turns smartphone reach into real financial access.” These comments underscore Opera’s focus on financial inclusion and its confidence in the MiniPay platform as a key driver of future growth.
The market has responded positively to the expansion, with investors recognizing the strategic importance of adding stablecoin and gold token support to a wallet that already commands a large and growing user base. The move is expected to reinforce Opera’s competitive position in the fintech space and to support the company’s broader strategy of monetizing its global user base through diversified financial services.
The content on EveryTicker is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.