UP Fintech Holding Limited (NASDAQ: TIGR) reported record fourth‑quarter and full‑year 2025 financial results, with revenue and non‑GAAP net income reaching new highs.
Q4 revenue climbed 41.5% to $175.6 million, while non‑GAAP net income attributable to shareholders rose 60.5% to $48.9 million. The jump was driven by robust demand across all business lines, including wealth management, investment banking, and the ESOP business, and by the company’s continued focus on high‑margin revenue streams.
Full‑year 2025 revenue totaled $612.1 million, a 56.3% increase from 2024, and non‑GAAP net income reached $186.5 million, up 164.7% year‑over‑year. Total funded accounts grew to 1.25 million, an increase of 14.8% from the prior year, and the company added 29,700 new funded accounts in the quarter.
Management highlighted that the record results were underpinned by a surge in net asset inflows that exceeded $10 billion for the year, with retail clients contributing the majority. "In 2025, full year net asset inflow exceeded USD 10 billion and the majority of which came from retail clients. Net inflow from retail users doubled compared with 2024 and reached an all‑time high on a full year basis," said Chairman and CEO Wu Tianhua. The inflows helped total client assets jump from a USD 40 billion range at the end of 2024 to a USD 60 billion range by year‑end, strengthening profitability.
Looking ahead, the company aims to acquire 150,000 new funded clients in 2026 while prioritizing user quality. "We target to acquire 150,000 new funded clients in 2026 while prioritizing user quality," Wu Tianhua added. The company’s internationalization strategy, product enhancements, and localization efforts are expected to sustain growth momentum.
Chairman and CEO Wu Tianhua also noted that the company’s performance reflects effective execution of its internationalization strategy and a commitment to building a resilient business model with improved operating leverage. "We are pleased to see significant breakthroughs in both our annual and quarterly topline and bottom line compared to 2024. This progress reflects our effective execution of our internationalization strategy and our commitment to building a resilient business model with improved operating leverage," he said.
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