TransUnion completed the acquisition of an additional 68 % of Trans Union de México, S.A., S.I.C. on March 2 2026, bringing its total ownership of the consumer credit business of Buró de Crédito to roughly 94 %. The transaction was financed with a combination of cash and debt, with a cash consideration of approximately MXN 11.4 billion (about $662 million using an exchange rate of 17.23 MXN per USD). The enterprise value of the deal was MXN 16.8 billion, and the acquisition excludes Buró de Crédito’s commercial credit operations.
The deal positions TransUnion as the largest credit bureau in Spanish‑speaking Mexico and expands its presence in Latin America. The company plans to deploy its OneTru platform—an integrated data and analytics engine that powers credit risk, fraud prevention, marketing, and identity verification solutions—in the new market. By leveraging OneTru, TransUnion aims to accelerate digital inclusion, support Mexico’s growing consumer credit market, and create new revenue streams beyond traditional credit reporting.
TransUnion’s Q4 2025 results provide context for the acquisition’s impact. Revenue rose 13 % year‑over‑year to $1,171 million, and adjusted diluted earnings per share increased 10 % to $1.07. For the full year 2025, revenue reached $4,576 million, up 9.38 % from 2024, while net income climbed to $455 million from $284 million. Adjusted EBITDA margin for Q4 2025 was 35.6 %, slightly below the 36 % margin reported in 2024, reflecting strategic investments in growth initiatives.
TransUnion expects the acquisition to be modestly accretive to adjusted diluted earnings per share in the first year of ownership. The accretion is driven by the expected revenue growth in Mexico, the integration of Buró de Crédito’s consumer data into TransUnion’s global operating model, and the ability to cross‑sell its fraud and marketing solutions to a large, underserved market.
"We look forward to expanding our capabilities for the benefit of Mexican consumers consistent with our purpose: using Information for Good®. We envision a future where every Mexican consumer has access to solutions that help them understand and access credit and make informed decisions about their financial health." – Chris Cartwright, President and CEO of TransUnion.
"We anticipate that our planned acquisition of Buró de Crédito's consumer credit business will strengthen our leadership position in Latin America and will make TransUnion the largest credit bureau in Spanish‑speaking Latin America." – Carlos Valencia, Regional President of TransUnion Latin America.
"Our expansion in Mexico continues our commitment to making trust possible in global commerce. Credit bureaus are a catalyst for financial inclusion, and we are excited for the opportunity to bring the benefits of our state‑of‑the‑art technology, innovative solutions and industry expertise to Mexican consumers and businesses. We also look forward to supporting the country's digital transformation objectives to empower consumers with increased economic opportunity." – Chris Cartwright, President and CEO of TransUnion.
"We anticipate integrating the Buró de Crédito consumer credit business into our strong global operating model as part of our International segment. We expect to deliver strong growth over the long term, supported by favorable market dynamics and execution against our growth playbook." – Todd Skinner, President, International of TransUnion.
"BofA Securities upgraded TransUnion’s rating to Neutral from Underperform following the Q4 2025 earnings release, citing clearer growth visibility across international markets and emerging verticals, and highlighting the pending acquisition of TransUnion de México and improvements in fraud and marketing solutions on the OneTru platform as positive factors." – Analyst commentary.
The acquisition strengthens TransUnion’s strategy of moving beyond traditional credit reporting into broader data intelligence services. By adding a large, high‑growth consumer credit market to its portfolio, TransUnion gains a platform for future product launches, including marketing and identity verification services, and positions itself to support Mexico’s digital transformation and financial inclusion goals. The deal also enhances TransUnion’s competitive position in Latin America, where it now controls the largest credit bureau in Spanish‑speaking Mexico.
The content on EveryTicker is for informational purposes only and should not be construed as financial or investment advice. We are not financial advisors. Consult with a qualified professional before making any investment decisions. Any actions you take based on information from this site are solely at your own risk.