Usio, Inc. introduced a new Private‑Label Gift Card platform that lets merchants issue branded cards usable in physical stores, online storefronts, and mobile wallets such as Apple Pay and Google Pay. The platform debuted in partnership with Antone’s Nightclub, a venue that operates multiple point‑of‑sale systems for ticketing, food, and retail, illustrating how the solution can unify fragmented payment channels for a single card.
The launch expands Usio’s omnichannel payment portfolio and targets hospitality, fitness, education, retail, travel, and digital economies—sectors that increasingly demand seamless, cross‑channel payment experiences. By enabling a single gift card to work across all of a merchant’s services, the platform addresses a common pain point in the market and positions Usio to capture a larger share of the projected USD 47.3 billion omnichannel payments market by 2033.
Usio’s Q4 2025 results provide context for the new product’s potential impact. Revenue rose 8.2% to $22.24 million, but gross profit fell 3.8% as the cost of sales increased, bringing the gross margin to 21.9% from 24.6% a year earlier. The company posted a net loss of $1.50 million in the quarter, compared with a $2.5 million loss for the full year 2025, after a $3.3 million net income in 2024. The ACH segment, a key revenue driver, grew 33% year‑over‑year in Q4 2025, underscoring the company’s strength in high‑margin prepaid services.
CEO Louis Hoch expressed confidence in the company’s trajectory, stating that Usio expects 10%‑12% revenue growth in 2026 and anticipates continued positive adjusted EBITDA. He highlighted the robust performance of the ACH segment and the potential of new product implementations, suggesting that the gift‑card platform could contribute to the projected growth path.
Strategically, the new platform aligns with Usio’s “Usio ONE” initiative, which seeks to cross‑sell services across its ecosystem. By offering a partner‑centric, revenue‑sharing model from day one, Usio differentiates itself from larger competitors such as Square, Stripe, and Elavon. Successful adoption of the gift‑card solution will likely improve merchant retention and open additional revenue streams, reinforcing Usio’s competitive position in the fast‑growing omnichannel payments space.
The launch signals Usio’s continued focus on expanding its payment ecosystem, but margin compression and net losses highlight ongoing headwinds. The platform’s success will hinge on merchant adoption and seamless integration with existing point‑of‑sale systems, factors that will shape the company’s financial performance in the coming quarters.
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