Menu

BeyondSPX has rebranded as EveryTicker. We now operate at everyticker.com, reflecting our coverage across nearly all U.S. tickers. BeyondSPX has rebranded as EveryTicker.

Old National Bancorp (ONB)

$21.41
-0.32 (-1.47%)
Get curated updates for this stock by email. We filter for the most important fundamentals-focused developments and send only the key news to your inbox.

Data provided by IEX. Delayed 15 minutes.

The "Old National Way": How a 191-Year-Old Bank Engineered a 20% ROTCE Moat (NASDAQ:ONB)

Old National Bancorp (TICKER:ONB) is a regional bank headquartered in Evansville, Indiana, with $72.2B in assets as of 2025. It operates primarily in commercial banking (57% of earning assets), consumer banking, and wealth management, leveraging a relationship-driven, community-centric model emphasizing deep client ties and disciplined M&A integration to drive profitability and capital efficiency.

Executive Summary / Key Takeaways

  • Old National Bancorp has engineered a durable regional banking moat through disciplined M&A integration and "old fashioned" relationship banking, delivering Q4 2025 adjusted ROTCE of nearly 20% and ROA of 1.37%—metrics that materially exceed larger Midwest peers and demonstrate superior capital efficiency.

  • The successful Bremer Financial acquisition, completed in May 2025 and fully integrated by October, added $16.3 billion in assets while generating higher-than-expected capital levels (CET1 over 11%) and cost savings realization ahead of schedule, proving management's integration playbook works at scale.

  • A peer-leading low-cost deposit franchise—26% noninterest-bearing deposits and total cost of deposits down 17 basis points in Q4—provides defensive ballast and pricing power, with the loan-to-deposit ratio at a healthy 89% supporting net interest margin stability through rate cycles.

  • Management's 2026 guidance calls for 4-6% organic loan growth and deposit growth in line with assets, underpinned by a $4.8 billion commercial pipeline and aggressive talent acquisition, but competitive pressure in CRE and the bank's 45% portfolio concentration remain the primary risk to this trajectory.

  • Trading at 11.97x earnings and 1.01x book value, ONB's valuation fails to reflect its superior profitability profile, creating potential upside if the bank executes on organic growth while maintaining credit discipline through an economic cycle.

Setting the Scene: The "Old Fashioned" Banking Model in a Digital Age

Old National Bancorp, founded in 1834 and headquartered in Evansville, Indiana, has spent nearly two centuries perfecting what CEO Jim Ryan calls "old fashioned basic banking." This is a deliberate strategy that eschews national specialty teams and complex financial engineering in favor of deep, long-term relationships with clients the bank knows and trusts within its geographic footprint. In an era where regional banks face existential threats from fintech disruption and digital-only competitors, ONB's approach seems counterintuitive. Yet this community-centric model has propelled the bank to become the sixth-largest Midwestern-headquartered institution with $72.2 billion in assets as of December 31, 2025, ranking among the top 25 US banking companies.

The bank makes money through three primary vectors: commercial banking (57% of earning assets), consumer banking, and wealth management/capital markets. Its real economic engine, however, is the integration of these services through relationship managers who cross-sell treasury management, wealth advisory, and lending products to the same commercial clients. This creates switching costs that digital disruptors struggle to replicate—when a middle-market CFO uses ONB for payroll, cash management, equipment financing, and personal wealth management, the friction of moving to a fintech increases dramatically. The model generates revenue through net interest income (up 34% to $2.1 billion in 2025) and fee income (up 32% to $466.5 million), with the latter benefiting from mortgage banking, capital markets swaps, and wealth management fees.

Loading interactive chart...

Industry structure favors scale players with low-cost funding and efficient operations. The Midwest banking landscape is dominated by super-regionals like Fifth Third (FITB) ($210 billion assets) and Huntington (HBAN) ($190 billion), alongside KeyCorp (KEY) ($185 billion). These competitors wield substantially greater resources, broader geographic footprints, and heavier technology investments. Yet ONB's 3-5% estimated deposit market share in core states—while smaller—carries higher profitability per dollar of assets. The bank's strategy emphasizes quality over quantity, relationships over transactions, and disciplined pricing over market share grabs. This positioning creates a self-reinforcing cycle: superior credit selection leads to lower losses, which enables more competitive pricing for quality borrowers, which deepens relationships and generates low-cost deposits.

History with a Purpose: Acquisition Integration as Core Competency

Old National's transformation from a small Indiana bank to a regional powerhouse stems from a deliberate strategy that began in 1982 with the formation of its holding company. Since then, the bank has acquired over 50 financial institutions, treating M&A not as opportunistic growth but as a repeatable capability. Each acquisition built density in existing markets or extended the footprint into adjacent high-growth regions, always with an eye toward deposit quality and relationship depth.

The 2022 First Midwest acquisition established the Illinois presence and proved ONB could integrate a larger institution without disrupting client relationships. The April 2024 CapStar Financial addition ($3.1 billion assets) strengthened the Nashville, Tennessee market and introduced the bank to new high-growth Southeast markets, demonstrating geographic optionality. But the May 2025 Bremer Financial deal ($16.3 billion assets) represents the culmination of this strategy—adding Minnesota as a core market and attractive North Dakota funding sources while testing the integration playbook at unprecedented scale.

This acquisition history demonstrates management's ability to execute. The Bremer systems conversion completed in mid-October 2025 was described by Ryan as "executed exceptionally well," with 28% of anticipated cost saves realized in Q4 and full realization expected in Q1 2026. The bank retained all CRE loans originally contemplated for sale due to higher-than-expected capital levels, preserving earnings power. This track record implies that ONB can continue using M&A to compound value, while peers struggle with integration missteps and client attrition. The "Old National Way" is a proven integration methodology that turns acquired banks into higher-performing versions of themselves.

Strategic Differentiation: The Economics of Relationship Banking

ONB's "old fashioned" approach manifests as tangible economic advantages that show up in profitability metrics. The bank's Q4 2025 adjusted efficiency ratio of 46% compares favorably to Huntington's estimated 55-60% and KeyCorp's similar range, meaning ONB spends roughly $0.46 in operating expenses for every dollar of revenue versus $0.55+ for peers. This 15-20% cost advantage stems from lower customer acquisition costs in established communities and higher cross-sell rates to existing relationships.

The deposit franchise exemplifies this moat. Noninterest-bearing deposits represent 26% of core deposits, up from 24% in the prior quarter, while total deposit costs decreased 17 basis points linked-quarter. Management describes this as a "peer-leading, low-cost deposit franchise," and the numbers support the claim. With brokered deposits at just 6.7% of total deposits—well below peer levels—ONB funds its loan growth primarily through stable, low-cost core deposits gathered through commercial relationships. This insulates the bank from wholesale funding volatility and provides pricing flexibility when loan demand softens.

Credit discipline represents another differentiation pillar. Management emphasizes a lower conversion rate of NPLs to NCOs " data-chart-data="{"annual": {"symbol": ["ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB"], "date": ["2006-12-31", "2007-12-31", "2008-12-31", "2009-12-31", "2010-12-31", "2011-12-31", "2012-12-31", "2013-12-31", "2014-12-31", "2015-12-31", "2016-12-31", "2017-12-31", "2018-12-31", "2019-12-31", "2020-12-31", "2021-12-31", "2022-12-31", "2023-12-31", "2024-12-31", "2025-12-31"], "calendarYear": ["2006", "2007", "2008", "2009", "2010", "2011", "2012", "2013", "2014", "2015", "2016", "2017", "2018", "2019", "2020", "2021", "2022", "2023", "2024", "2025"], "period": ["FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY", "FY"], "currentRatio": [0.03973935869154807, 0.0467326436394395, 0.0335950684811636, 0.0299415856215522, 0.049390291348100405, 0.3188597740285982, 0.34452007672548096, 0.33226631664778566, 0.3145252443569558, 0.2908207562675845, 0.2731507438388487, 0.2646130837921699, 0.2984710724117231, 0.3733179403712631, 0.3763424168322559, 0.4320678597570165, 0.20755728473079552, 0.2049851636057278, 0.21138500257465276, 0.885205120442658], "quickRatio": [0.03973935869154807, 0.0467326436394395, 0.0335950684811636, 0.0299415856215522, 0.049390291348100405, 0.3188597740285982, 0.34452007672548096, 0.33226631664778566, 0.3145252443569558, 0.2908207562675845, 0.2731507438388487, 0.2646130837921699, 0.2984710724117231, 0.3733179403712631, 0.3763424168322559, 0.4320678597570165, 0.20755728473079552, 0.2049851636057278, 0.21138500257465276, 0.885205120442658], "cashRatio": [0.031698848653345706, 0.03904093965553246, 0.025822593536813758, 0.022306710303367918, 0.04218423202669182, 0.03038326853527022, 0.03235408895230265, 0.026125416355142785, 0.025770094241804785, 0.023614481646561623, 0.022269801196448707, 0.021504666161293585, 0.02089705017973644, 0.017951908838601403, 0.033397922857974896, 0.04285227759022086, 0.01965347639015296, 0.03052795526980123, 0.02988271458927718, 0.010459120650374885], "daysOfSalesOutstanding": [32.31108020783376, 29.76630397757686, 31.986126675853587, 35.72263095150723, 33.87109069627825, 32.42483879155133, 32.301475172976325, 34.83873267552615, 37.59435930618182, 40.88605912248421, 45.665682247243524, 47.301278636914134, 40.14743760765515, 33.419125872320656, 34.49735314907676, 35.99593958267868, 37.508564003622475, 0.0, 0.0, 4741.973851413315], "daysOfInventoryOutstanding": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "operatingCycle": [32.31108020783376, 29.76630397757686, 31.986126675853587, 35.722630951507234, 33.87109069627825, 32.42483879155133, 32.301475172976325, 34.83873267552615, 37.59435930618182, 40.88605912248422, 45.66568224724352, 47.301278636914134, 40.14743760765515, 33.41912587232065, 34.497353149076766, 35.99593958267867, 37.508564003622475, 0.0, 0.0, 4741.973851413315], "daysOfPayablesOutstanding": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "cashConversionCycle": [32.31108020783376, 29.76630397757686, 31.986126675853587, 35.722630951507234, 33.87109069627825, 32.42483879155133, 32.301475172976325, 34.83873267552615, 37.59435930618182, 40.88605912248422, 45.66568224724352, 47.301278636914134, 40.14743760765515, 33.41912587232065, 34.497353149076766, 35.99593958267867, 37.508564003622475, 0.0, 0.0, 4741.973851413315], "grossProfitMargin": [0.5917736065728837, 0.6004986163962719, 0.6413507992085663, 0.6577160573415559, 0.7641503729522181, 0.8786613948397434, 0.9228185580565618, 0.9580467309264434, 0.9553042423464259, 0.9416459297565879, 0.9302179353942085, 0.9089183213761788, 0.875321044407096, 0.8592444476951804, 0.8780243789483947, 0.9851946608384885, 0.8537930000361384, 0.6998007608173177, 0.6003559120915399, 0.636025378162768], "operatingProfitMargin": [0.1575630147511521, 0.14957356457195875, 0.11010186044100799, -0.014632927160672595, 0.09389671361502347, 0.1978164484172622, 0.24071635650547327, 0.27095001806117985, 0.23983930070804324, 0.26407016235582104, 0.3081258417016671, 0.25094253721794557, 0.25656504307435446, 0.31231015462986067, 0.28313881730413415, 0.3973205701233954, 0.2938180056861424, 0.2957692085114223, 0.23016167244180996, 0.23563919576153627], "pretaxProfitMargin": [0.1575630147511521, 0.14957356457195875, 0.11010186044100799, -0.014632927160672595, 0.09389671361502347, 0.1978164484172622, 0.24071635650547327, 0.27095001806117985, 0.23983930070804324, 0.26407016235582104, 0.3081258417016671, 0.25094253721794557, 0.25656504307435446, 0.31231015462986067, 0.28313881730413415, 0.3973205701233954, 0.2938180056861424, 0.2957692085114223, 0.23016167244180996, 0.22681220795730914], "netProfitMargin": [0.1317182130013923, 0.12147489237736535, 0.1116693566116345, 0.02724854553424962, 0.08252458634049004, 0.14367975634324512, 0.17269375891254266, 0.19186676552786175, 0.1751389139958068, 0.18921140300394745, 0.20641138380366136, 0.14242206028072285, 0.2346190682857919, 0.25621703251787664, 0.25084590652151273, 0.32541729787024487, 0.2310093792762709, 0.22911600554767547, 0.18238312945566626, 0.18040993668937683], "effectiveTaxRate": [0.164028352659905, 0.18785854489063364, -0.014236781870424181, 2.8621390809272063, 0.12111315547378104, 0.2736713377839257, 0.28258402785929493, 0.2918739518794249, 0.26976557437096726, 0.283480566997968, 0.3301068723618692, 0.43245150120950526, 0.08553766532489937, 0.17960710300458746, 0.1140532799073393, 0.18097042453860274, 0.21376711159412043, 0.2253554496061504, 0.2075868778639641, 0.20458454016137526], "returnOnAssets": [0.009739598000617215, 0.00954483779638512, 0.007934832719278527, 0.0017159806554004299, 0.005260816102442052, 0.00841610544778478, 0.009605890760772926, 0.010532529359999598, 0.008901472267294725, 0.009733205787719947, 0.009035118349727532, 0.005464288413505152, 0.009672840243029921, 0.011670090443862326, 0.009860752030149706, 0.011349593049095011, 0.009158599597993061, 0.011855651748357848, 0.010068443034499077, 0.009275658416907747], "returnOnEquity": [0.12356293656761146, 0.1147069680385859, 0.08548500749112353, 0.01627942253497759, 0.04348404936248656, 0.07010747361536289, 0.07674341705976652, 0.08680244959746783, 0.07072557383043927, 0.07827142445194042, 0.07399842483839161, 0.04443238641717381, 0.07095186219358485, 0.08350917613717036, 0.0761638749993272, 0.09214353964684142, 0.08350961618142981, 0.10462025202682054, 0.08504073118991853, 0.07878442640357829], "returnOnCapitalEmployed": [0.06266673706859568, 0.07041294193736575, 0.03934325925509602, -0.004781302559814893, 0.033427742873924825, 0.078285844326038, 0.09245994017617205, 0.08538922055232147, 0.06081479939306861, 0.06071488607362807, 0.0591847268878778, 0.042031939130144406, 0.04585432353007097, 0.05785730155614693, 0.04818651013033716, 0.06428868610417529, 0.05615447513848605, 0.07082108405836064, 0.05461263153974621, 0.05608988672914889], "netIncomePerEBT": [0.835971647340095, 0.8121414551093663, 1.014236781870424, -1.8621390809272063, 0.8788868445262189, 0.7263286622160743, 0.7174159721407051, 0.7081260481205751, 0.7302344256290327, 0.716519433002032, 0.6698931276381308, 0.5675484987904947, 0.9144623346751006, 0.8203928969954125, 0.8859467200926607, 0.8190295754613973, 0.7862328884058796, 0.7746445503938496, 0.7924131221360359, 0.7954154598386247], "ebtPerEbit": [1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 0.9625402396417957], "ebitPerRevenue": [0.1575630147511521, 0.14957356457195875, 0.11010186044100799, -0.014632927160672595, 0.09389671361502347, 0.1978164484172622, 0.24071635650547327, 0.27095001806117985, 0.23983930070804324, 0.26407016235582104, 0.3081258417016671, 0.25094253721794557, 0.25656504307435446, 0.31231015462986067, 0.28313881730413415, 0.3973205701233954, 0.2938180056861424, 0.2957692085114223, 0.23016167244180996, 0.23563919576153627], "debtRatio": [0.1301250442510996, 0.16504565437771457, 0.1885332408758568, 0.1286895551529074, 0.09914010285395213, 0.0831183912346134, 0.08668615681906128, 0.10631884967913983, 0.12621540125489747, 0.1643031784025504, 0.14482178177911967, 0.1471721101577711, 0.12640602257604316, 0.13934324913295912, 0.12034308129805892, 0.1084290208167611, 0.11945917843563549, 0.1085998128003524, 0.10105149226908618, 0.10641416054533898], "debtEquityRatio": [1.6508517689988154, 1.9834686566158304, 2.03114118202404, 1.2208713644756146, 0.8194571036805662, 0.6923891883942428, 0.692553356242649, 0.8762127571733297, 1.0028292412693995, 1.321275240247591, 1.1861033048081009, 1.1967172252839193, 0.9272088103302758, 0.9971165169066765, 0.9295229585932581, 0.8802988561157337, 1.0892484198888779, 0.9583395351345522, 0.8535076139329848, 0.9038472767066111], "longTermDebtToCapitalization": [0.5378354344225614, 0.5014664749546236, 0.5332119417627027, 0.4530856155837927, 0.3243682710138109, 0.186220591164732, 0.13302057485337632, 0.3016636123759739, 0.370988818019566, 0.453559902392226, 0.46356415468980794, 0.46239115988570056, 0.408322905832185, 0.41923910823790067, 0.42889166609831003, 0.41824565415490256, 0.47057735368318454, 0.47457831389027205, 0.44663001883885123, 0.3462435308625006], "totalDebtToCapitalization": [0.6227627618809919, 0.6648196729727649, 0.670091249483717, 0.54972628491875, 0.45038550346853057, 0.4091193639987674, 0.40917667598974217, 0.46701140572853633, 0.5007063111550154, 0.5692023148907845, 0.5425650755842111, 0.5447752726249265, 0.4811148669309867, 0.49927808841674653, 0.4817371850661668, 0.4681696493366109, 0.5213589774770836, 0.4893633192513306, 0.46048238891337195, 0.47474778453350536], "interestCoverage": [0.39727443137123636, 0.38076695970302715, 0.4128836370704505, -0.06750672596497008, 0.5543655650754794, 1.8577653631284916, 3.5594707520891364, 5.84421389321742, 6.077486193758294, 4.925256251322831, 4.510949562242579, 2.8996011552743775, 2.209586734855945, 2.302329638263793, 3.8021245573838782, 8.02059220336576, 4.314170085375319, 1.0676938556250959, 0.6354079120862702, 0.7212484704767987], "cashFlowToDebtRatio": [0.11324939460005884, 0.05728090788273696, 0.036725744194976054, 0.03911462109894846, 0.13401504978872253, 0.2008683343045151, 0.13814819291671704, 0.16237140725616458, 0.13587217185258155, 0.06281246098202965, 0.011526955707160402, 0.09699891862707528, 0.09399617370006251, 0.08218609759836412, 0.07955407447726365, 0.12460229698477376, 0.14578933443411882, 0.09685382901653246, 0.11499209928713414, 0.08875655103008065], "companyEquityMultiplier": [12.686656734680534, 12.01769694630415, 10.773384961655026, 9.486949916214954, 8.265647100323735, 8.33015627600246, 7.989203601310938, 8.241367921282599, 7.945379338010757, 8.041690082284381, 8.190089158115251, 8.131413105384013, 7.335163241707782, 7.155829386145889, 7.723941821724411, 8.118664629494246, 9.118164331556693, 8.824504485070737, 8.44626432294747, 8.493674827435363], "receivablesTurnover": [11.296434463107378, 12.262187481353303, 11.411197226188047, 10.217612484799352, 10.776151357892532, 11.256802303520011, 11.299793524766384, 10.47684493576337, 9.70890332316373, 8.927248256100032, 7.992873029331171, 7.7164933066978945, 9.09148931413753, 10.921889501074915, 10.580521885916582, 10.140032576775376, 9.731111006135807, 0.0, 0.0, 0.07697216632504501], "payablesTurnover": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "inventoryTurnover": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "fixedAssetTurnover": [4.904545639523054, 12.671750390528652, 12.53761344537815, 9.621118723639764, 9.4938390568939, 7.017058577988034, 5.9070303111229805, 4.856517644451831, 4.355760456833368, 3.136402001260957, 1.5140472322180893, 1.467278212690526, 1.6738853948863168, 1.5854379759959891, 1.6695776028708575, 1.5627563005500726, 3.3266781145759876, 4.492714840571918, 5.019522216751278, 5.369885817516473], "assetTurnover": [0.07394268247865057, 0.07857457298034724, 0.0710564917721736, 0.06297512846120744, 0.06374846982857124, 0.058575443486130675, 0.05562384431991917, 0.05489501702404072, 0.05082521105222706, 0.051440904898934055, 0.04377238398014783, 0.03836686818555142, 0.04122785208253975, 0.04554767623830038, 0.039309997786645325, 0.0348770428719511, 0.03964600756335535, 0.051745192222683326, 0.05520490335125277, 0.051414343284639764], "operatingCashFlowPerShare": [1.8134267508229396, 1.1293008951951768, 0.8303228754188242, 0.5650503407465575, 1.1120585354611972, 1.5216530640329426, 1.1850891746163417, 1.6424159980935737, 1.8523808640486745, 1.0693880372604254, 0.19425237852864022, 1.8145493067094274, 1.5057459450778867, 1.3597817424537686, 1.3281452972345915, 2.000145297799949, 2.9596190116251604, 1.7759090346279252, 2.0106171586984125, 1.7569960449850721], "freeCashFlowPerShare": [1.8145139371243921, 0.9914438828329578, 0.6517971367651538, 0.36952071122079816, 1.0260989802385205, 1.4000656313845046, 0.9910618000829531, 1.457562157439034, 1.6624960581721049, 0.3291827247118193, -1.5649504717904545, 1.5438866355635208, 1.2912542155130882, 1.142088454804051, 1.1416237183476428, 1.7053602780031238, 2.8218868445629934, 1.6439218842433998, 1.9128171658066746, 1.643388627914052], "cashPerShare": [3.175535288255368, 3.8851470677790636, 2.480855924459336, 2.0214263678941022, 2.898565420291525, 24.285178951379848, 28.669058481957695, 25.6069187385813, 26.598471498265596, 22.795560202547396, 23.904255902274773, 25.29831448037672, 28.524689256463788, 32.93308591273188, 39.63426158094122, 49.66814587899115, 27.262705366325193, 27.129380081720253, 28.066090682037746, 4.708316359942454], "payoutRatio": [0.7001625237801268, 0.7715582854853785, 0.9731585518102372, 2.3217587537308, 0.6374888784215209, 0.36589842671818934, 0.3780419961821653, 0.39910820451843043, 0.4647669943183462, 0.4759587374481648, 0.5030089971995472, 0.7584643510054845, 0.43054551171199495, 0.3756160634073029, 0.4105225498986348, 0.3344731171947625, 0.4147289084188873, 0.30933414892300926, 0.35453867667678063, 0.33636854003768357], "operatingCashFlowSalesRatio": [0.1992973745305735, 0.12031837484144518, 0.09744392671195783, 0.07993065377070122, 0.20841701543205876, 0.28503160716693504, 0.21529500633885462, 0.3144755603718702, 0.33741445111021384, 0.20062413371051543, 0.03813715663184046, 0.37207977123200847, 0.28819552449650276, 0.251430562845809, 0.24354573878052077, 0.387375303094969, 0.4392844371112757, 0.20327120739889526, 0.21049078119355366, 0.18370270370811662], "freeCashFlowOperatingCashFlowRatio": [1.000599520383693, 0.8779271202663899, 0.7849923879748345, 0.653960690887433, 0.9227023106413843, 0.9200951678655406, 0.8362761396447633, 0.8874500486666546, 0.8974914880833167, 0.307823459064611, -8.056274438666506, 0.850837521942715, 0.8575511823452371, 0.8399057136501309, 0.8595623692111728, 0.852618197227435, 0.9534628725788132, 0.9256791041596462, 0.9513582222907868, 0.935339969947408], "cashFlowCoverageRatios": [0.11324939460005884, 0.05728090788273696, 0.036725744194976054, 0.03911462109894846, 0.13401504978872253, 0.2008683343045151, 0.13814819291671704, 0.16237140725616458, 0.13587217185258155, 0.06281246098202965, 0.011526955707160402, 0.09699891862707528, 0.09399617370006251, 0.08218609759836412, 0.07955407447726365, 0.12460229698477376, 0.14578933443411882, 0.09685382901653246, 0.11499209928713414, 0.08875655103008065], "shortTermCoverageRatios": [0.38380242305320045, 0.11621989605904924, 0.08392406057051552, 0.12168724180416979, 0.3236071246546313, 0.3027193907958109, 0.1786297601650477, 0.32285900548862845, 0.33214204344189097, 0.16987806434874997, 0.04276663419848118, 0.3474132553904115, 0.37064555863187804, 0.34467322131065353, 0.5084518379393614, 0.8416231266765337, 0.8029484576941771, 1.807945489432625, 2.3102316602316604, 0.22823742892615487], "capitalExpenditureCoverageRatio": [0.0, 8.191827719491993, 4.650998123187169, 2.8898450946643717, 12.936997319034852, 12.514887689360961, 6.107845233005558, 8.884943868507278, 9.75528745176574, 1.444718133106081, 0.11042068201140395, 6.704098866042946, 7.020065287053398, 6.246319108569597, 7.120598620064138, 6.785098168076892, 21.488219308197674, 13.455166123778502, 20.55845914962503, 15.465504720406681], "dividendPaidAndCapexCoverageRatio": [2.1610105444992262, 1.109819411403863, 0.7517477214125174, 0.8790959465945286, 3.0329028000377107, 3.7828890233953527, 2.1415053682849594, 2.808574581883012, 2.909080315786407, 0.8763782371311423, 0.08489878334673763, 2.275405570163866, 2.0285845333702577, 1.842092405651828, 1.7753620262161092, 2.3344945273139674, 3.7788134964087527, 2.3641491724090566, 2.8102713248310995, 2.5316497078174165], "dividendPayoutRatio": [0.7001625237801268, 0.7715582854853785, 0.9731585518102372, 2.3217587537308, 0.6374888784215209, 0.36589842671818934, 0.3780419961821653, 0.39910820451843043, 0.4647669943183462, 0.4759587374481648, 0.5030089971995472, 0.7584643510054845, 0.43054551171199495, 0.3756160634073029, 0.4105225498986348, 0.3344731171947625, 0.4147289084188873, 0.30933414892300926, 0.35453867667678063, 0.33636854003768357], "priceBookValueRatio": [1.9505859093449405, 1.5050715827233447, 1.6314717492286537, 1.050492660809219, 1.1741781737700627, 1.0648097925995301, 0.958292600235232, 1.3314039083465217, 1.0945362554954277, 1.0523579202907785, 1.2774603357442087, 1.1163107124638587, 0.891367393300788, 1.1022719848495313, 0.9220135259512032, 0.9936943803124684, 0.9647317481688454, 0.8827650541983498, 1.0597558951792883, 1.018648284100792], "priceToBookRatio": [1.9505859093449405, 1.5050715827233447, 1.6314717492286537, 1.050492660809219, 1.1741781737700627, 1.0648097925995301, 0.958292600235232, 1.3314039083465217, 1.0945362554954277, 1.0523579202907785, 1.2774603357442087, 1.1163107124638587, 0.891367393300788, 1.1022719848495313, 0.9220135259512032, 0.9936943803124684, 0.9647317481688454, 0.8827650541983498, 1.0597558951792883, 1.018648284100792], "priceToSalesRatio": [2.079326515067284, 1.593873603825429, 2.131197105940936, 1.7583177191914103, 2.228370391005956, 2.182243970050524, 2.1564214575409766, 2.942914199889732, 2.7104183216114532, 2.5439439738674405, 3.5633509257949663, 3.578184392119288, 2.9475165393964056, 3.3819140608193576, 3.0366537777177034, 3.509365294512164, 2.668699636080413, 1.9332356703093463, 2.2728120268655787, 2.3326218242926684], "priceEarningsRatio": [15.786173131921437, 13.121012685271731, 19.0848874803931, 64.52886510883017, 27.002503009368294, 15.188249378967706, 12.486968093809654, 15.338321839080457, 15.475820077748947, 13.444982350320437, 17.263344977060118, 25.123807260381298, 12.562987999790389, 13.199411559742407, 12.105654103856294, 10.784200217627857, 11.552343218449312, 8.437802787667184, 12.461744864499952, 12.929564009042862], "priceToFreeCashFlowsRatio": [10.427034817921577, 15.08910414299315, 27.8614295394537, 33.638168639951424, 11.587576080853452, 8.321038484802662, 11.97705329678378, 10.545004836709948, 8.950397161458769, 41.19292715579472, -11.597811130236375, 11.302643340539525, 11.926388944163648, 16.014521399866553, 14.505655176793738, 10.625320780437931, 6.371623311063148, 10.274210813717264, 11.349751763046545, 13.575608119132486], "priceToOperatingCashFlowsRatio": [10.4332860378364, 13.247133747657632, 21.871010106568352, 21.99804000397062, 10.69188322453632, 7.656147301490129, 10.016123895353925, 9.35816505552835, 8.032905267374325, 12.680149326093282, 93.4351493530052, 9.616713051266979, 10.2274889401767, 13.45068802512021, 12.468515330725138, 9.059341848780194, 6.075106265156399, 9.510622261989147, 10.797679660733685, 12.697808890167167], "priceCashFlowRatio": [10.4332860378364, 13.247133747657632, 21.871010106568352, 21.99804000397062, 10.69188322453632, 7.656147301490129, 10.016123895353925, 9.35816505552835, 8.032905267374325, 12.680149326093282, 93.4351493530052, 9.616713051266979, 10.2274889401767, 13.45068802512021, 12.468515330725138, 9.059341848780194, 6.075106265156399, 9.510622261989147, 10.797679660733685, 12.697808890167167], "priceEarningsToGrowthRatio": [0.5707308747694673, -2.624202537054344, -1.145093248823586, -0.7568200228813416, 0.12601168071038538, 0.20883842896080593, 0.49947872375238617, 2.9142811494252903, -3.8689550194372333, 2.5814366112615166, 4.358994606707676, -0.7327777117611209, 0.1605270688862105, 1.0147047636551974, -8.41342960218024, 0.47659207413387666, -1.1416433298232265, 0.2895700502131239, -0.9346308648374966, 1.9864511977529453], "priceSalesRatio": [2.079326515067284, 1.593873603825429, 2.131197105940936, 1.7583177191914103, 2.228370391005956, 2.182243970050524, 2.1564214575409766, 2.942914199889732, 2.7104183216114532, 2.5439439738674405, 3.5633509257949663, 3.578184392119288, 2.9475165393964056, 3.3819140608193576, 3.0366537777177034, 3.509365294512164, 2.668699636080413, 1.9332356703093463, 2.2728120268655787, 2.3326218242926684], "dividendYield": [0.044352897813107, 0.05880325733938575, 0.05099105524253228, 0.035980157869119095, 0.023608510596234335, 0.02409088879096731, 0.03027492289097604, 0.0260203305619487, 0.030031816859035845, 0.03540047320603743, 0.029137400536683684, 0.030189069003149698, 0.03427094825842216, 0.02845703095984328, 0.0339116371884326, 0.03101510640056855, 0.035899981551496624, 0.03666050946048852, 0.028450163322374124, 0.02601545881999032], "enterpriseValueMultiple": [19.476847252319832, 19.527925843673057, 34.963528642754824, 222.0040105210421, 25.60563576170242, 13.472215363801633, 11.616401871701399, 14.575991254184526, 17.340347751605997, 17.588601038465615, 18.244763910594692, 23.152571686532998, 18.52618724559023, 17.10272295844736, 16.460014603527622, 12.775667622140862, 16.15354271480958, 11.104076771031574, 14.61363181738979, 16.093902771216648], "priceFairValue": [1.9505859093449405, 1.5050715827233447, 1.6314717492286537, 1.050492660809219, 1.1741781737700627, 1.0648097925995301, 0.958292600235232, 1.3314039083465217, 1.0945362554954277, 1.0523579202907785, 1.2774603357442087, 1.1163107124638587, 0.891367393300788, 1.1022719848495313, 0.9220135259512032, 0.9936943803124684, 0.9647317481688454, 0.8827650541983498, 1.0597558951792883, 1.018648284100792]}, "quarterly": {"symbol": ["ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB", "ONB"], "date": ["2006-03-31", "2006-06-30", "2006-09-30", "2006-12-31", "2007-03-31", "2007-06-30", "2007-09-30", "2007-12-31", "2008-03-31", "2008-06-30", "2008-09-30", "2008-12-31", "2009-03-31", "2009-06-30", "2009-09-30", "2009-12-31", "2010-03-31", "2010-06-30", "2010-09-30", "2010-12-31", "2011-03-31", "2011-06-30", "2011-09-30", "2011-12-31", "2012-03-31", "2012-06-30", "2012-09-30", "2012-12-31", "2013-03-31", "2013-06-30", "2013-09-30", "2013-12-31", "2014-03-31", "2014-06-30", "2014-09-30", "2014-12-31", "2015-03-31", "2015-06-30", "2015-09-30", "2015-12-31", "2016-03-31", "2016-06-30", "2016-09-30", "2016-12-31", "2017-03-31", "2017-06-30", "2017-09-30", "2017-12-31", "2018-03-31", "2018-06-30", "2018-09-30", "2018-12-31", "2019-03-31", "2019-06-30", "2019-09-30", "2019-12-31", "2020-03-31", "2020-06-30", "2020-09-30", "2020-12-31", "2021-03-31", "2021-06-30", "2021-09-30", "2021-12-31", "2022-03-31", "2022-06-30", "2022-09-30", "2022-12-31", "2023-03-31", "2023-06-30", "2023-09-30", "2023-12-31", "2024-03-31", "2024-06-30", "2024-09-30", "2024-12-31", "2025-03-31", "2025-06-30", "2025-09-30", "2025-12-31"], "calendarYear": ["2006", "2006", "2006", "2006", "2007", "2007", "2007", "2007", "2008", "2008", "2008", "2008", "2009", "2009", "2009", "2009", "2010", "2010", "2010", "2010", "2011", "2011", "2011", "2011", "2012", "2012", "2012", "2012", "2013", "2013", "2013", "2013", "2014", "2014", "2014", "2014", "2015", "2015", "2015", "2015", "2016", "2016", "2016", "2016", "2017", "2017", "2017", "2017", "2018", "2018", "2018", "2018", "2019", "2019", "2019", "2019", "2020", "2020", "2020", "2020", "2021", "2021", "2021", "2021", "2022", "2022", "2022", "2022", "2023", "2023", "2023", "2023", "2024", "2024", "2024", "2024", "2025", "2025", "2025", "2025"], "period": ["Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4", "Q1", "Q2", "Q3", "Q4"], "currentRatio": [0.03356635786772897, 0.03523341965809275, 0.03615930125719394, 0.03973935869154807, 0.03254222537307412, 0.037868400183785025, 0.03801377004877706, 0.0467326436394395, 0.04563613623411305, 0.045226412845173515, 0.03563122752900922, 0.0335950684811636, 0.02599750257364501, 0.029811424240869244, 0.03844642118985286, 0.0299415856215522, 0.06782489057217685, 0.07582962001615243, 0.03591539862748726, 0.049390291348100405, 0.025557779369289865, 0.05756636424628895, 0.03200188101808627, 0.3188597740285982, 0.025667813350604942, 0.041842030532074206, 0.028695797985224168, 0.34452007672548096, 0.38172041664517403, 0.38279086765450054, 0.33760267484373396, 0.33226631664778566, 0.3330927001335356, 0.34235638614692804, 0.3126934451855778, 0.3145252443569558, 0.2926456466865462, 0.29525324156368415, 0.29446435976298013, 0.2908207562675845, 0.27860280046834945, 0.2653698452668965, 0.2736602635752156, 0.2731507438388487, 0.2737470447456204, 0.27848792137398626, 0.2734330452703612, 0.2646130837921699, 0.26706210312492634, 0.266423260892131, 0.2686460621308684, 0.2984710724117231, 0.32656742515567017, 0.3317293615687447, 0.3553875062699804, 0.3733179403712631, 0.3740424039366183, 0.3462385936701859, 0.35125138945302675, 0.3763424168322559, 0.3925704250397643, 0.39865524721780804, 0.4214150852001019, 0.4320678597570165, 0.2973873451658893, 0.2331950401156494, 0.20861881609702954, 0.20755728473079552, 0.21811805733908488, 0.21598158621966584, 0.22065268561451803, 0.2049851636057278, 0.20332117909673983, 0.20593984775782817, 0.2091904709290712, 0.21138500257465276, 0.21763463848201517, 0.0384913576487239, 0.03483748822597674, 0.885205120442658], "quickRatio": [0.03356635786772897, 0.03523341965809275, 0.03615930125719394, 0.03973935869154807, 0.03254222537307412, 0.037868400183785025, 0.03801377004877706, 0.0467326436394395, 0.04563613623411305, 0.045226412845173515, 0.03563122752900922, 0.0335950684811636, 0.02599750257364501, 0.029811424240869244, 0.03844642118985286, 0.0299415856215522, 0.06782489057217685, 0.07582962001615243, 0.03591539862748726, 0.049390291348100405, 0.025557779369289865, 0.05756636424628895, 0.03200188101808627, 0.3188597740285982, 0.025667813350604942, 0.041842030532074206, 0.028695797985224168, 0.34452007672548096, 0.38172041664517403, 0.38279086765450054, 0.33760267484373396, 0.33226631664778566, 0.3330927001335356, 0.34235638614692804, 0.3126934451855778, 0.3145252443569558, 0.2926456466865462, 0.29525324156368415, 0.29446435976298013, 0.2908207562675845, 0.27860280046834945, 0.2653698452668965, 0.2736602635752156, 0.2731507438388487, 0.2737470447456204, 0.27848792137398626, 0.2734330452703612, 0.2646130837921699, 0.26706210312492634, 0.266423260892131, 0.2686460621308684, 0.2984710724117231, 0.32656742515567017, 0.3317293615687447, 0.3553875062699804, 0.3733179403712631, 0.3740424039366183, 0.3462385936701859, 0.35125138945302675, 0.3763424168322559, 0.3925704250397643, 0.39865524721780804, 0.4214150852001019, 0.4320678597570165, 0.2973873451658893, 0.2331950401156494, 0.20861881609702954, 0.20755728473079552, 0.21811805733908488, 0.21598158621966584, 0.22065268561451803, 0.2049851636057278, 0.20332117909673983, 0.20593984775782817, 0.2091904709290712, 0.21138500257465276, 0.21763463848201517, 0.0384913576487239, 0.03483748822597674, 0.885205120442658], "cashRatio": [0.025084763491576255, 0.027438738208813717, 0.027661805951096963, 0.031698848653345706, 0.02540302819373505, 0.030294629997406695, 0.030136489848201418, 0.03904093965553246, 0.03820518765028425, 0.0375029191971279, 0.028206809628407152, 0.025822593536813758, 0.019019518627867563, 0.02233770718810418, 0.03125835388004193, 0.022306710303367918, 0.06070567472546635, 0.06856713503349017, 0.028558815201483782, 0.04218423202669182, 0.019206425238853155, 0.051082448618773764, 0.026131219273828724, 0.03038326853527022, 0.019828839814560354, 0.03582700625092361, 0.02282436355699414, 0.03235408895230265, 0.01926826177993166, 0.028364817364346928, 0.03128102498587676, 0.026125416355142785, 0.02714241263274949, 0.028660229649454562, 0.02585808552835617, 0.025770094241804785, 0.022318111634818547, 0.02033399418814445, 0.018508170973231996, 0.023614481646561623, 0.01886529279577454, 0.023728110149727456, 0.023063251036649135, 0.022269801196448707, 0.01909975460333259, 0.023177796683313497, 0.022234398116137234, 0.021504666161293585, 0.020757914821832018, 0.020630458569970863, 0.021177392761575264, 0.02089705017973644, 0.02119213116302376, 0.01973724634245584, 0.027565939662700472, 0.017951908838601403, 0.022204200589058948, 0.018401610554301003, 0.01931336787530881, 0.033397922857974896, 0.024742675140783058, 0.026631469002351946, 0.042542329046049925, 0.04285227759022086, 0.054104792354062084, 0.021833490128395742, 0.021354226160741837, 0.01965347639015296, 0.030409220613697156, 0.03201878029393846, 0.04338181913112066, 0.03052795526980123, 0.024707840325484263, 0.03045302808007736, 0.02890361785816034, 0.02988271458927718, 0.0300007274047539, 0.03288576028111066, 0.03043599823376763, 0.010459120650374885], "daysOfSalesOutstanding": [32.930385392344625, 31.678005288404044, 32.43404797959672, 32.211047521922616, 29.73290350766868, 28.959574101380724, 29.56265999648252, 29.144022001661718, 26.514866565128138, 29.34688169905876, 29.21321116176842, 33.195916617141485, 32.74528878130444, 30.966127358887363, 31.966318134398016, 35.19146642997527, 33.20509107159113, 34.298979505777176, 34.74022076668145, 33.9873801509812, 31.88283362777029, 31.827728476436356, 29.251421985947434, 29.893240808700874, 29.957252172817736, 29.16482613385382, 32.96648679352457, 30.432507521557, 32.03256940676606, 33.222299153167825, 33.00720984359719, 34.28340554033855, 32.544529639461935, 35.57412632949859, 30.792318873659045, 36.0122864474971, 36.63931062782109, 38.756885716502445, 37.969166741827834, 40.53091231408945, 42.870258566848484, 45.09042348806007, 42.4419246948277, 40.10299117922436, 43.19472699161852, 43.33693232883157, 40.27811273010235, 43.983751241380475, 39.10154524211277, 36.36557942559474, 35.36393308036563, 37.01584207574406, 34.75535086070306, 33.91448203531757, 30.303610297980935, 34.44632788683759, 31.05485119799912, 34.45382992718942, 33.24370121639352, 33.12125486947856, 33.69170498589945, 36.34290405064963, 30.772093968347797, 36.3213730495365, 40.99070641240918, 31.878031456113646, 30.812933993012983, 27.529372666000917, 30.033584659121008, 54.8589295661348, 52.36124948095465, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 4307.109586320576], "daysOfInventoryOutstanding": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "operatingCycle": [32.93038539234462, 31.678005288404044, 32.43404797959672, 32.211047521922616, 29.73290350766868, 28.959574101380724, 29.56265999648252, 29.144022001661718, 26.514866565128134, 29.346881699058763, 29.21321116176842, 33.19591661714148, 32.74528878130444, 30.966127358887363, 31.966318134398016, 35.19146642997527, 33.20509107159113, 34.298979505777176, 34.74022076668145, 33.9873801509812, 31.88283362777029, 31.82772847643636, 29.25142198594743, 29.893240808700874, 29.957252172817736, 29.16482613385382, 32.96648679352457, 30.432507521557, 32.03256940676606, 33.22229915316782, 33.00720984359719, 34.283405540338556, 32.544529639461935, 35.57412632949859, 30.792318873659045, 36.0122864474971, 36.63931062782109, 38.756885716502445, 37.969166741827834, 40.53091231408945, 42.870258566848484, 45.09042348806007, 42.441924694827705, 40.10299117922436, 43.19472699161852, 43.33693232883157, 40.27811273010234, 43.98375124138047, 39.10154524211277, 36.36557942559474, 35.36393308036563, 37.01584207574406, 34.75535086070307, 33.91448203531757, 30.303610297980935, 34.44632788683758, 31.054851197999124, 34.45382992718942, 33.24370121639351, 33.12125486947856, 33.69170498589945, 36.34290405064963, 30.772093968347797, 36.32137304953649, 40.99070641240918, 31.878031456113646, 30.812933993012983, 27.52937266600092, 30.033584659121004, 54.85892956613479, 52.36124948095465, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 4307.109586320576], "daysOfPayablesOutstanding": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "cashConversionCycle": [32.93038539234462, 31.678005288404044, 32.43404797959672, 32.211047521922616, 29.73290350766868, 28.959574101380724, 29.56265999648252, 29.144022001661718, 26.514866565128134, 29.346881699058763, 29.21321116176842, 33.19591661714148, 32.74528878130444, 30.966127358887363, 31.966318134398016, 35.19146642997527, 33.20509107159113, 34.298979505777176, 34.74022076668145, 33.9873801509812, 31.88283362777029, 31.82772847643636, 29.25142198594743, 29.893240808700874, 29.957252172817736, 29.16482613385382, 32.96648679352457, 30.432507521557, 32.03256940676606, 33.22229915316782, 33.00720984359719, 34.283405540338556, 32.544529639461935, 35.57412632949859, 30.792318873659045, 36.0122864474971, 36.63931062782109, 38.756885716502445, 37.969166741827834, 40.53091231408945, 42.870258566848484, 45.09042348806007, 42.441924694827705, 40.10299117922436, 43.19472699161852, 43.33693232883157, 40.27811273010234, 43.98375124138047, 39.10154524211277, 36.36557942559474, 35.36393308036563, 37.01584207574406, 34.75535086070307, 33.91448203531757, 30.303610297980935, 34.44632788683758, 31.054851197999124, 34.45382992718942, 33.24370121639351, 33.12125486947856, 33.69170498589945, 36.34290405064963, 30.772093968347797, 36.32137304953649, 40.99070641240918, 31.878031456113646, 30.812933993012983, 27.52937266600092, 30.033584659121004, 54.85892956613479, 52.36124948095465, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 4307.109586320576], "grossProfitMargin": [0.614607655376866, 0.5826877848496526, 0.5902539783746447, 0.5791260474883761, 0.5567919295156518, 0.5941643207772395, 0.6044137859157498, 0.6455452431711762, 0.5612939540427786, 0.703850139837306, 0.681267356728099, 0.6256196917151261, 0.6524745680911552, 0.7169124863303704, 0.6925019805940998, 0.6284156469916947, 0.7392729168563129, 0.7601248207809732, 0.780999104059567, 0.7883099420857904, 0.8470993075847518, 0.8525663907820789, 0.8922264768206997, 0.9208499217840647, 0.9051675273963975, 0.9289419810247793, 0.9288238821042002, 0.9264398923229735, 0.9396526031835792, 0.9787112629440543, 0.9683555339908873, 0.94538570680668, 0.9642279798893618, 0.9663844873742855, 0.9468904292252802, 0.946548702769045, 0.9504855696895089, 0.9344531512659373, 0.9437322029093814, 0.9379407432511699, 0.9321522255069326, 0.9230124785043432, 0.9197780785830051, 0.9442829218613972, 0.9185387807732994, 0.9081291054183983, 0.9087728468835574, 0.9011664768359807, 0.8961286442004184, 0.87961646668191, 0.873464422662969, 0.8510541462472762, 0.8526868437306979, 0.8550173341601568, 0.8574144962345818, 0.8699765294101778, 0.8173932709832772, 0.8237666432281625, 0.9354533122817941, 0.9522435192255426, 1.0288910807644398, 0.9735712331222932, 0.9730258934797568, 0.9604965165153638, 0.5961495619212289, 0.9412571170866453, 0.9067185866589443, 0.8499995183492867, 0.7746932000776933, 0.7166652567869747, 0.6646153284549408, 0.656534438895694, 0.61631351308012, 0.5852418454884184, 0.5908627592327756, 0.6108467661061321, 0.6214282656695107, 0.564474588450074, 0.6644353349691209, 0.6857496077691498], "operatingProfitMargin": [0.16541831728625023, 0.15954902403699225, 0.17267739964400522, 0.1322535844398076, 0.07335058814184246, 0.15732460087962874, 0.17778906845406758, 0.1880188843302568, 0.09155022846169128, 0.17265293374409063, 0.14320507299107474, 0.03134756148018867, 0.050290704250842706, 0.0536550486498612, -0.005828045212453035, -0.16608286312052242, 0.0973857777704218, 0.10337353462089904, 0.11869036124666196, 0.051059416991097555, 0.17541465375051282, 0.19045998289902957, 0.18470575114316518, 0.2300215742532417, 0.23667181005164378, 0.27952862792864847, 0.20194704787150114, 0.24492924698058072, 0.26239693104792183, 0.3211723261635383, 0.2336338066609554, 0.2667056154540695, 0.26511634805048423, 0.19123797120324146, 0.2416359333517533, 0.25959058301556154, 0.19625352534667265, 0.2270346807355109, 0.34830114287923103, 0.284050471212378, 0.2543198567681226, 0.4405208090555769, 0.2772682299096168, 0.26372531305266733, 0.2909606464818443, 0.2982019096792873, 0.301938235451354, 0.1229429554112967, 0.2817950997248053, 0.24030976926365183, 0.2837026061012605, 0.23317641433969896, 0.3105334300113686, 0.32180774689212865, 0.3462475084857431, 0.27255559652167655, 0.11343186948173178, 0.2788395672193617, 0.4007116013253575, 0.3382772291750251, 0.48366975535890416, 0.36206750139173266, 0.4129749100632213, 0.32743795942652054, -0.1207002610184708, 0.3155735949038841, 0.3677118440428586, 0.4207122650748646, 0.3319990111772288, 0.3230949466187627, 0.29230809011083614, 0.2445070994208844, 0.2268319517507717, 0.20837916514633775, 0.23910456900794896, 0.24557035183836337, 0.25071079118411804, 0.1626209688368819, 0.22783287541078345, 0.3021379063809505], "pretaxProfitMargin": [0.16541831728625023, 0.15954902403699225, 0.17267739964400522, 0.1322535844398076, 0.07335058814184246, 0.15732460087962874, 0.17778906845406758, 0.1880188843302568, 0.09155022846169128, 0.17265293374409063, 0.14320507299107474, 0.03134756148018867, 0.050290704250842706, 0.0536550486498612, -0.005828045212453035, -0.16608286312052242, 0.0973857777704218, 0.10337353462089904, 0.11869036124666196, 0.051059416991097555, 0.17541465375051282, 0.19045998289902957, 0.18470575114316518, 0.2300215742532417, 0.23667181005164378, 0.27952862792864847, 0.20194704787150114, 0.24492924698058072, 0.26239693104792183, 0.3211723261635383, 0.2336338066609554, 0.2667056154540695, 0.26511634805048423, 0.19123797120324146, 0.2416359333517533, 0.25959058301556154, 0.19625352534667265, 0.2270346807355109, 0.34830114287923103, 0.284050471212378, 0.2543198567681226, 0.4405208090555769, 0.2772682299096168, 0.26372531305266733, 0.2909606464818443, 0.2982019096792873, 0.301938235451354, 0.1229429554112967, 0.2817950997248053, 0.24030976926365183, 0.2837026061012605, 0.23317641433969896, 0.3105334300113686, 0.32180774689212865, 0.3462475084857431, 0.27255559652167655, 0.11343186948173178, 0.2788395672193617, 0.4007116013253575, 0.3382772291750251, 0.48366975535890416, 0.36206750139173266, 0.4129749100632213, 0.32743795942652054, -0.1207002610184708, 0.3155735949038841, 0.3677118440428586, 0.4207122650748646, 0.3319990111772288, 0.3230949466187627, 0.29230809011083614, 0.2445070994208844, 0.2268319517507717, 0.20837916514633775, 0.23910456900794896, 0.24557035183836337, 0.25071079118411804, 0.1626209688368819, 0.22783287541078345, 0.2696224653943161], "netProfitMargin": [0.13556287220925048, 0.13411684981198263, 0.13956855556441114, 0.11743275611048863, 0.07142431604101437, 0.12480131752810279, 0.1469785498863333, 0.14160027308854123, 0.1280709886762466, 0.13824017944604552, 0.12634212988401622, 0.05001166036004183, 0.07092278804606023, 0.06754199029806802, 0.03150909504498498, -0.07386039434476638, 0.08332574748218705, 0.08874926203930168, 0.10347677078712281, 0.05032120855267205, 0.1375871798521396, 0.14125733639933255, 0.12488940109297743, 0.16469088024435993, 0.17101492631313767, 0.1996287137794149, 0.15570860550979834, 0.16561100954410007, 0.18298321093696268, 0.21667643097899278, 0.18155765979545574, 0.1862637237569899, 0.19658297121331217, 0.1358295347659359, 0.1749936931633891, 0.19197574214212113, 0.13616794002514152, 0.16911061111542142, 0.24267822860161575, 0.20846096693040655, 0.18720767234320135, 0.24643313827140276, 0.21068573475049016, 0.18318303520097243, 0.225292162471754, 0.23436095713174132, 0.23387130306684328, -0.10375976973444277, 0.25540941197762246, 0.2187124096589158, 0.2570458846026772, 0.21835952225522015, 0.251882088603629, 0.26204755344872793, 0.29097967591550117, 0.22114960927313113, 0.10039866785513146, 0.23455894027717922, 0.34665658564789076, 0.3197570329722477, 0.40203010896091207, 0.29620788239623336, 0.3313275545970509, 0.26960059881388787, -0.09172554822191557, 0.2592818084446699, 0.28784583376976525, 0.3222805197974498, 0.25885967545424043, 0.24745144294536103, 0.2249211735520346, 0.1920431401256804, 0.17859460165730517, 0.1614376230134739, 0.18577557640657155, 0.2030393957627387, 0.19975199981220476, 0.13097742193554315, 0.17882683671020605, 0.2151043631958374], "effectiveTaxRate": [0.1804845168708616, 0.1594003747657714, 0.19173814377476056, 0.11206371753246754, 0.02626116776464218, 0.2067272579728962, 0.17329816076793433, 0.24688270759112085, -0.39891500904159133, 0.1993175183982239, 0.11775381105465105, -0.5953923686105111, -0.41025641025641024, -0.25881891821269926, 6.406460296096904, 0.5552798587584101, 0.1443745751189667, 0.14147018030513175, 0.1281788200806156, 0.014457831325301205, 0.21564603121569376, 0.2583358758662773, 0.323846711214878, 0.2840198543157352, 0.27741742341083725, 0.28583803648772804, 0.22896320025001954, 0.32384142936906757, 0.30264729009523256, 0.32535771818440257, 0.22289645325631957, 0.3016130408807715, 0.25850302081002463, 0.289735537815444, 0.2757960675134853, 0.26046723300970875, 0.3061630878497229, 0.2551331339883241, 0.3032517016868896, 0.2661129339421334, 0.2638888888888889, 0.44058683901964707, 0.24013748412802663, 0.3054021508948221, 0.22569541552825764, 0.21408633035316962, 0.22543329857763963, 1.843966776195692, 0.09363430298451077, 0.0898729988003144, 0.09396008681382668, 0.06354369984818911, 0.18887287402709715, 0.18570153770546927, 0.1596194375865599, 0.18860734435316243, 0.11489894053715939, 0.15880324081606093, 0.13489755599458367, 0.05474857485365947, 0.1687921262254902, 0.18189873087848227, 0.19770536532999353, 0.17663608921192228, 0.2400550964187328, 0.17837926673288126, 0.2171972743521001, 0.23396452504159607, 0.22029986012200764, 0.234121593249979, 0.23053387449266313, 0.21457029026750143, 0.21265676956510354, 0.22526984451587753, 0.22303627581288293, 0.1731925525912791, 0.20325727158066345, 0.19458466597305177, 0.2150964324714744, 0.20220163078305575], "returnOnAssets": [0.0025068766577630032, 0.002430266332486486, 0.002653320349984747, 0.0021477351719703564, 0.001295062535077111, 0.0024476253739792795, 0.002880822625258778, 0.002802019748344597, 0.0025040571163257534, 0.0025618979539808145, 0.0022481966859612106, 0.0008443094836224534, 0.001125529375778177, 0.0012025448770152923, 0.0005037943224875625, -0.0011642236083811608, 0.0012878841172896747, 0.0013664345602114201, 0.001584841370647981, 0.0007882826451714866, 0.0020324514458938494, 0.0021220005666649374, 0.0018803945055806195, 0.0025801182227034375, 0.0025315060217516302, 0.003130884938194771, 0.0021034751622181456, 0.0024109292665898474, 0.0024752702975524028, 0.0029538212092826617, 0.0024811234968134845, 0.002562059683498119, 0.0027774343672667154, 0.001807193019053935, 0.0026059612055795156, 0.002511580964225556, 0.0017492647456884842, 0.0021659812749775997, 0.0031614338805100693, 0.002667300002743604, 0.002260833302744159, 0.002712988155138929, 0.0023606632927229963, 0.0022513772828791356, 0.0024205016326886084, 0.002597664642390552, 0.0026133361653546444, -0.001055639442475328, 0.002742467587551576, 0.002516789176222145, 0.002922854303727641, 0.002407590870740634, 0.0028019728725051556, 0.003125495618453648, 0.0034141456920048292, 0.0024096513038352036, 0.0010915503635986082, 0.0023393611528415197, 0.0034702737377426906, 0.003228135544411645, 0.0036563490139232954, 0.0026519211751002063, 0.0029870851222668572, 0.0022977427748364205, -0.0006018591001287934, 0.0025134237067103286, 0.003032595582705258, 0.004292568978986374, 0.0030642119193914114, 0.003196832447861718, 0.003014220624740825, 0.002698725658810512, 0.0024282668641946678, 0.002282187691578135, 0.0026827583663258585, 0.0028733234698240253, 0.0026849391283379335, 0.0017668124053031703, 0.0025637773440257026, 0.0030023159313175758], "returnOnEquity": [0.0321760098883359, 0.03284233337237905, 0.03269323218666911, 0.02724757888378798, 0.016841717511796226, 0.03125249767416582, 0.034852236341534615, 0.033673824173164786, 0.028635179813826912, 0.03000701062379144, 0.026780388225128394, 0.00909607109384086, 0.014886228378960165, 0.015182792310116608, 0.004641714418433742, -0.011044931063987126, 0.011769450158967645, 0.012029956569604669, 0.01328123255554315, 0.0065156661602972215, 0.01669994867964411, 0.016875929782802737, 0.01634426389024034, 0.021492788005681357, 0.020680476499198883, 0.025337911778319816, 0.016630434782608696, 0.019261404779145546, 0.019959738760403946, 0.0244032021169208, 0.02065807724954626, 0.021114876487992845, 0.022366834649947646, 0.014697051899625078, 0.020703818985488707, 0.019955463498898866, 0.014094524871045143, 0.017955369689364415, 0.025520968128769472, 0.021449599978540342, 0.017881632699054715, 0.02160103405798742, 0.01892058521949547, 0.018438980675335382, 0.019493500451429002, 0.020594786159608268, 0.020647957361538013, -0.008583840397104156, 0.022019459249109044, 0.019998500146576583, 0.023122647117099267, 0.01766007205612793, 0.020450079073445277, 0.022461961393994374, 0.024635573144856364, 0.017243053610348707, 0.008018601455319496, 0.018051814520704337, 0.02668265124442471, 0.024933931137676207, 0.02913896437828899, 0.020990813468408802, 0.023632592990791505, 0.01865460299374041, -0.00527243863570251, 0.022640266378776176, 0.028351636925562917, 0.03914034935494029, 0.02777869362829531, 0.02929577038960941, 0.028223104446060788, 0.023814916680148842, 0.021496913183095854, 0.019955154440967942, 0.022584462043397372, 0.0242688495114623, 0.022137208794834433, 0.015432196374600422, 0.02197148221546752, 0.025500695249840256], "returnOnCapitalEmployed": [0.015125019340306639, 0.0159073129921977, 0.016943232124039656, 0.013010276481575595, 0.008263593801969064, 0.018501058447310342, 0.01907457492085456, 0.02229072474635443, 0.007961517508427978, 0.014704771025017396, 0.011476899511371865, 0.0026613749990419817, 0.004625628576382868, 0.005297274402136074, -0.0004438407095716668, -0.01358299549221102, 0.007563453505777674, 0.008286857653596234, 0.009257337007773585, 0.0044667706094181974, 0.014717111284851371, 0.015836476285665375, 0.016721086594658704, 0.02434691171046746, 0.02243694995402601, 0.028272109873456425, 0.01735144712885676, 0.02462197679113322, 0.020360363672372296, 0.02109202653242227, 0.017679107307482914, 0.021060761113654174, 0.02177319507265141, 0.012412731420821228, 0.018048845706574015, 0.016943358496482555, 0.013078536763011149, 0.014181392591348119, 0.021232142913246054, 0.016244632241698122, 0.013953413994686371, 0.022350178794399385, 0.013495706475622756, 0.014223162440409538, 0.01325657866592897, 0.013651667909744024, 0.013680781934294782, 0.005460583469025543, 0.012936822414376636, 0.011489712826099563, 0.014073755288553827, 0.011145184702744535, 0.014342296752001058, 0.01579425774771021, 0.015988177586513976, 0.012078944143501476, 0.004839336451466066, 0.011754849071264417, 0.01688799617321883, 0.014785208795137377, 0.019921666013406614, 0.014663219404529537, 0.016957023409627233, 0.01294682943829975, -0.0039020816154230905, 0.015210776458353803, 0.020634397069694336, 0.027013129887833928, 0.016770884287044083, 0.01826189690470911, 0.01793475902442302, 0.015899776508370544, 0.013272298529241462, 0.01238991096278173, 0.01495411766245783, 0.014936972645126327, 0.01446377607296327, 0.009741220711226854, 0.014604571546471035, 0.019523834823523132], "netIncomePerEBT": [0.8195154831291385, 0.8405996252342286, 0.8082618562252394, 0.8879362824675324, 0.9737388322353578, 0.7932727420271037, 0.8267018392320656, 0.7531172924088791, 1.3989150090415914, 0.8006824816017761, 0.882246188945349, 1.5953923686105111, 1.4102564102564104, 1.2588189182126992, -5.406460296096904, 0.44472014124158993, 0.8556254248810333, 0.8585298196948682, 0.8718211799193843, 0.9855421686746988, 0.7843539687843062, 0.7416641241337227, 0.6761532887851219, 0.7159801456842648, 0.7225825765891628, 0.7141619635122719, 0.7710367997499805, 0.6761585706309324, 0.6973527099047675, 0.6746422818155975, 0.7771035467436804, 0.6983869591192284, 0.7414969791899754, 0.710264462184556, 0.7242039324865147, 0.7395327669902912, 0.6938369121502771, 0.744866866011676, 0.6967482983131104, 0.7338870660578666, 0.7361111111111112, 0.5594131609803529, 0.7598625158719734, 0.694597849105178, 0.7743045844717423, 0.7859136696468304, 0.7745667014223604, -0.8439667761956918, 0.9063656970154892, 0.9101270011996856, 0.9060399131861733, 0.9364563001518109, 0.8111271259729028, 0.8142984622945307, 0.8403805624134402, 0.8113926556468376, 0.8851010594628406, 0.8411967591839391, 0.8651024440054164, 0.9452514251463405, 0.8312078737745098, 0.8181012691215177, 0.8022946346700065, 0.8233639107880777, 0.7599449035812672, 0.8216207332671187, 0.7828027256478999, 0.766035474958404, 0.7797001398779924, 0.765878406750021, 0.7694661255073368, 0.7854297097324986, 0.7873432304348964, 0.7747301554841225, 0.776963724187117, 0.8268074474087209, 0.7967427284193366, 0.8054153340269482, 0.7849035675285256, 0.7977983692169442], "ebtPerEbit": [1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 1.0, 0.8923821198865485], "ebitPerRevenue": [0.16541831728625023, 0.15954902403699225, 0.17267739964400522, 0.1322535844398076, 0.07335058814184246, 0.15732460087962874, 0.17778906845406758, 0.1880188843302568, 0.09155022846169128, 0.17265293374409063, 0.14320507299107474, 0.03134756148018867, 0.050290704250842706, 0.0536550486498612, -0.005828045212453035, -0.16608286312052242, 0.0973857777704218, 0.10337353462089904, 0.11869036124666196, 0.051059416991097555, 0.17541465375051282, 0.19045998289902957, 0.18470575114316518, 0.2300215742532417, 0.23667181005164378, 0.27952862792864847, 0.20194704787150114, 0.24492924698058072, 0.26239693104792183, 0.3211723261635383, 0.2336338066609554, 0.2667056154540695, 0.26511634805048423, 0.19123797120324146, 0.2416359333517533, 0.25959058301556154, 0.19625352534667265, 0.2270346807355109, 0.34830114287923103, 0.284050471212378, 0.2543198567681226, 0.4405208090555769, 0.2772682299096168, 0.26372531305266733, 0.2909606464818443, 0.2982019096792873, 0.301938235451354, 0.1229429554112967, 0.2817950997248053, 0.24030976926365183, 0.2837026061012605, 0.23317641433969896, 0.3105334300113686, 0.32180774689212865, 0.3462475084857431, 0.27255559652167655, 0.11343186948173178, 0.2788395672193617, 0.4007116013253575, 0.3382772291750251, 0.48366975535890416, 0.36206750139173266, 0.4129749100632213, 0.32743795942652054, -0.1207002610184708, 0.3155735949038841, 0.3677118440428586, 0.4207122650748646, 0.3319990111772288, 0.3230949466187627, 0.29230809011083614, 0.2445070994208844, 0.2268319517507717, 0.20837916514633775, 0.23910456900794896, 0.24557035183836337, 0.25071079118411804, 0.1626209688368819, 0.22783287541078345, 0.3021379063809505], "debtRatio": [0.15222789884827279, 0.16339535185530074, 0.13557641219168756, 0.1301250442510996, 0.11683636506792656, 0.12950631104509885, 0.14544068708717603, 0.16504565437771457, 0.19102705961287328, 0.17873115607305967, 0.18220276501105667, 0.1885332408758568, 0.19591152202208023, 0.16883056098999336, 0.1423074106050398, 0.1286895551529074, 0.13537121478591757, 0.12153294661620784, 0.12603632185708877, 0.09914010285395213, 0.10065476772071819, 0.09299028987704967, 0.08786682637948212, 0.0831183912346134, 0.0748433351691598, 0.07131549644193558, 0.07891895210125839, 0.08668615681906128, 0.12240818938707056, 0.14708210322276435, 0.10941963902284679, 0.10631884967913983, 0.09640368871781226, 0.1323349890685664, 0.1227190012801715, 0.12621540125489747, 0.11198465573681607, 0.13247845694950736, 0.13414545818634627, 0.1643031784025504, 0.13930150751831621, 0.13422467636163615, 0.13759703670070014, 0.14482178177911967, 0.13898226891092558, 0.15109149851500417, 0.1600386969161943, 0.1471721101577711, 0.13553115583895028, 0.1447180373608862, 0.14663446828932478, 0.12640602257604316, 0.13707530513701666, 0.1408308197178645, 0.14380182425689822, 0.13934324913295912, 0.16108294138687934, 0.12366562984623966, 0.12529934806368306, 0.12034308129805892, 0.11201151797529452, 0.11152573279247983, 0.10879316573442904, 0.1084290208167611, 0.09995951097955416, 0.10054129815159474, 0.09677429615320185, 0.11945917843563549, 0.1451780758605231, 0.12867223796726193, 0.11732596339037488, 0.1085998128003524, 0.1076243025172667, 0.11455656377221647, 0.10165788989661319, 0.10105149226908618, 0.10109988606840677, 0.10349560695468239, 0.09501987932565018, 0.10641416054533898], "debtEquityRatio": [1.9538601404479952, 2.20810556661851, 1.6705224165049948, 1.6508517689988154, 1.519405435863337, 1.6536009667797347, 1.7595436649217895, 1.9834686566158304, 2.1844925843175753, 2.0934431407594585, 2.1703887445246974, 2.03114118202404, 2.5911217615924227, 2.1315789473684212, 1.3111508609184286, 1.2208713644756146, 1.2371025808864784, 1.0699642062206411, 1.0562052026348108, 0.8194571036805662, 0.8270453194311063, 0.7395368441931964, 0.7637326067918653, 0.6923891883942428, 0.6114130564131564, 0.5771485675595379, 0.6239467475564543, 0.692553356242649, 0.9870580537066598, 1.2151291626748748, 0.9110386316741083, 0.8762127571733297, 0.7763443091972323, 1.0762183020689233, 0.9749769041629358, 1.0028292412693995, 0.9023051081022956, 1.0982087878066042, 1.0829016491847572, 1.321275240247591, 1.1017788834071414, 1.0687078747535361, 1.1028326093225407, 1.1861033048081009, 1.119293160214238, 1.1978825332848508, 1.2644650290037407, 1.1967172252839193, 1.0881888911018127, 1.1499348927263926, 1.1600226056883478, 0.9272088103302758, 1.0004382471277733, 1.0121071413155038, 1.0376359650206706, 0.9971165169066765, 1.183325984129261, 0.9542729261186591, 0.9634164501708061, 0.9295229585932581, 0.8926663236499928, 0.8827622313797049, 0.8607269296799754, 0.8802988561157337, 0.8756707135968368, 0.9056498377662523, 0.9047397298570635, 1.0892484198888779, 1.3161156594142676, 1.179152301687706, 1.0985602353795765, 0.9583395351345522, 0.952774310649018, 1.0016677991635325, 0.8557940903661176, 0.8535076139329848, 0.8335642560417124, 0.9039808219815276, 0.8143170441787252, 0.9038472767066111], "longTermDebtToCapitalization": [0.5823727090158366, 0.5547629464583219, 0.545743467389599, 0.5378354344225614, 0.4804572701971546, 0.48599383273449126, 0.4859910062974972, 0.5014664749546236, 0.5528030876373338, 0.5469072773107718, 0.5685701054141191, 0.5332119417627027, 0.5617881047338305, 0.5608015751900643, 0.4830342934151482, 0.4530856155837927, 0.45014567103476244, 0.4086001586111451, 0.3923263649081196, 0.3243682710138109, 0.30877484315960946, 0.30403031537096986, 0.30163687563876745, 0.186220591164732, 0.21604566948879309, 0.20313616700100412, 0.19555453730829347, 0.13302057485337632, 0.28827973670862045, 0.41663992257711047, 0.3346182677262975, 0.3016636123759739, 0.2777868501838381, 0.4004019129592285, 0.36891333781510494, 0.370988818019566, 0.356371151950234, 0.410726016802154, 0.4201344296287333, 0.453559902392226, 0.42471672319809645, 0.4204216024451444, 0.45734520960218283, 0.46356415468980794, 0.4728298933558931, 0.4784659896046712, 0.48624299378665436, 0.46239115988570056, 0.4667959598095055, 0.4764431979722247, 0.4478067358387771, 0.408322905832185, 0.41647780476881946, 0.41324984855772956, 0.44227548404855865, 0.41923910823790067, 0.45520120682415993, 0.4411030909086652, 0.44193432775143293, 0.42889166609831003, 0.4210966658499635, 0.4177040573777353, 0.4138857264320492, 0.41824565415490256, 0.42199723223130386, 0.4337750500303806, 0.4152160285822814, 0.47057735368318454, 0.5195318175908719, 0.5125750074834787, 0.5007098836636992, 0.47457831389027205, 0.4712110284011268, 0.477875550211662, 0.4416074778124561, 0.44663001883885123, 0.43994322172000616, 0.4514163026099014, 0.4375232143569125, 0.3462435308625006], "totalDebtToCapitalization": [0.6614599363366149, 0.6882895592946321, 0.625541431961191, 0.6227627618809919, 0.6030809548295964, 0.623153589209931, 0.637621244152938, 0.6648196729727649, 0.6859782293340475, 0.6767356131994415, 0.6845812672887471, 0.670091249483717, 0.7215354793326287, 0.680672268907563, 0.5673151342432878, 0.54972628491875, 0.5529932294817977, 0.5168998589469289, 0.5136672163271423, 0.45038550346853057, 0.4526682018422106, 0.4251343377186106, 0.4330206312741781, 0.4091193639987674, 0.37942664916349905, 0.3659443247332185, 0.38421626109064494, 0.40917667598974217, 0.49674344031640183, 0.548559056126347, 0.47672434066705394, 0.46701140572853633, 0.43704607557083275, 0.5183550790379251, 0.4936649649460914, 0.5007063111550154, 0.47432197088637296, 0.5234030065018621, 0.5199005193589444, 0.5692023148907845, 0.524212557327189, 0.5166064710228171, 0.5244509736216403, 0.5425650755842111, 0.5281445631151328, 0.5450166308453949, 0.558394593340241, 0.5447752726249265, 0.5211161192068408, 0.5348696356419091, 0.5370418821698749, 0.4811148669309867, 0.5001095377796347, 0.5030085727213284, 0.5092352033598624, 0.49927808841674653, 0.5419831911180166, 0.48830074518502425, 0.49068370089646257, 0.4817371850661668, 0.47164484964708014, 0.46886548745606016, 0.46257562888500303, 0.4681696493366109, 0.46685737920257175, 0.47524462249991783, 0.47499388797069797, 0.5213589774770836, 0.5682426324716037, 0.541105961604647, 0.5234828225842537, 0.4893633192513306, 0.4879080523813102, 0.5004166023863275, 0.46114711476276093, 0.46048238891337195, 0.4546141501695752, 0.4747846257404677, 0.4488284155139691, 0.47474778453350536], "interestCoverage": [0.45640608034744845, 0.4048859440594811, 0.4214254453503639, 0.31423561294436475, 0.17177181832274066, 0.3876559133019803, 0.4494319117404907, 0.5470764617691154, 0.31176709363160743, 0.6752449959745704, 0.5344899260039354, 0.1272405264282879, 0.2316831683168317, 0.2695070422535211, -0.0275073118359187, -0.8360394143694898, 0.5294938132733409, 0.5995988650816946, 0.7296791443850268, 0.3420061219684483, 1.4014046822742474, 1.5765134336562907, 1.704191534609316, 3.2184647302904565, 3.0093093093093093, 4.100204498977505, 2.968916724657852, 4.253625, 4.869115144639818, 6.503158219072562, 5.224991522550017, 7.173673469387755, 7.468560685189054, 5.2862, 6.435610302351623, 5.436701030927835, 3.9646052631578947, 4.4635820516079825, 6.3107272090580135, 4.822195175923877, 3.783605203386331, 6.414197927176007, 3.835264483627204, 4.036708012068387, 3.6696139575274334, 3.5628423176707984, 3.378148468133183, 1.3217517191458559, 2.7668025504337828, 2.2204565287282416, 2.3106372569005584, 1.7484573752973216, 2.176968936303734, 2.285431383560429, 2.5348780413346765, 2.192015621609894, 1.0557619283473667, 3.7702263387106667, 6.208089299248949, 6.443138866064092, 9.395340469551138, 7.287627005982338, 8.554237612397168, 6.725337538188628, -2.8537735849056602, 8.287871609617435, 5.98215777339704, 3.9268705699000463, 1.6469810180359317, 1.2439486022945843, 0.9540641305049321, 0.7485122679648358, 0.6378176626044263, 0.5685142529119829, 0.6421976329020371, 0.694675664981971, 0.7479238412232859, 0.5020005093964297, 0.6789537134066781, 0.9614559403922659], "cashFlowToDebtRatio": [0.03032888829398609, 0.012098791447073222, 0.029451920838183935, 0.03204753426827704, 0.003932449799114274, 0.029386261277590402, 0.008048899103024854, 0.023769680973058042, 0.01193717462015154, 0.0167148017628927, 0.007150300624454754, 0.00292154207842424, 0.015133929934943955, 0.011173948399497301, 0.03670351383244895, -0.04003191603984846, 0.03408650693616386, 0.04946080542090085, 0.0022905935565296714, 0.01662864181141801, 0.07003839891868645, 0.07546987628658598, -0.0013823628339329943, 0.04409584376131007, 0.0192951178307006, 0.17842504437631113, -0.08774341661039838, 0.06805511906200895, 0.01961847384470911, 0.029428876278270753, 0.05215849987738217, 0.044529409455002354, 0.06035850598596754, 0.011639013098981804, 0.046162155385548354, 0.044116956740918326, 0.0023312061077600025, 0.021075318823892696, 0.019143312072023598, 0.02920752027919356, 0.008856382930722162, 0.019791739320246648, 0.007332315423021809, 0.005002588186531579, 0.05804849181052899, 0.002631068914889832, 0.025972259261394435, 0.026731786933850074, 0.02167594712081009, 0.021108618459952634, 0.02849607478768761, 0.021614464392192938, 0.011990216041826639, 0.014225556796660788, 0.021546135172423177, 0.03412525296846807, -0.006324969081520627, -0.005647425200702013, 0.048054513352068715, 0.0487555516308911, 0.03128116009162101, 0.03104702766123602, 0.038076992844442985, 0.02478129162775752, 0.035153589055722564, 0.06039048186591918, 0.0555573815393043, 0.022754539039516932, 0.007729815110147958, 0.025804839791634417, 0.03975001854603595, 0.013660662517840908, 0.019551651131901663, 0.026454330865489473, 0.022263509396788016, 0.043565256968583974, 0.019865784330392173, 0.009921321496119436, 0.05042503518498293, 0.02073250671953119], "companyEquityMultiplier": [12.835098922277243, 13.513882381268465, 12.321630212068834, 12.686656734680534, 13.004559282377382, 12.76849717543024, 12.098015350182802, 12.01769694630415, 11.43551384157076, 11.712804788795328, 11.911941865388217, 10.773384961655026, 13.225979436270165, 12.625551528521903, 9.21351077462437, 9.486949916214954, 9.138594071441931, 8.803902447946973, 8.380165233895278, 8.265647100323735, 8.216653201424775, 7.95283943270852, 8.69193344361195, 8.33015627600246, 8.169238517113778, 8.092891396043873, 7.9061712167172224, 7.989203601310938, 8.063660271825885, 8.261570483762332, 8.326097945578889, 8.241367921282599, 8.053056055455576, 8.132530252534385, 7.944791711081738, 7.945379338010757, 8.057399490720172, 8.28971602700033, 8.072592720064065, 8.041690082284381, 7.909310552595942, 7.9620819637825715, 8.014944476757973, 8.190089158115251, 8.053496096912896, 7.928192817320526, 7.900995530261592, 8.131413105384013, 8.029068182631688, 7.946037091829662, 7.9109817713493165, 7.335163241707782, 7.29845719568352, 7.186687852439712, 7.215735755667195, 7.155829386145889, 7.346066404928748, 7.716557359592634, 7.688918298929633, 7.723941821724411, 7.969415465353134, 7.915323300518401, 7.911590069738976, 8.118664629494246, 8.760254077032725, 9.007739649439639, 9.348967296282728, 9.118164331556693, 9.065526262234657, 9.163999323519324, 9.363317407625903, 8.824504485070737, 8.852780351316651, 8.743870854534729, 8.41837353929406, 8.44626432294747, 8.24495742238227, 8.734484956229625, 8.569965042661384, 8.493674827435363], "receivablesTurnover": [2.733038163012888, 2.841087978255535, 2.774861776631036, 2.7940724355128976, 3.0269495872405225, 3.107780511029995, 3.044380986376346, 3.0881118602939712, 3.3943221920025173, 3.066765352548055, 3.080797913711854, 2.7111768305119313, 2.7484869839164316, 2.9064015321299053, 2.815463439411674, 2.557438184029185, 2.7104277415158244, 2.6239847743820124, 2.5906571119524067, 2.648041702543576, 2.822835669211316, 2.827723004694836, 3.076773499874179, 3.0107140465614606, 3.004280882665973, 3.085909018861943, 2.7300452293775574, 2.9573639285638262, 2.809640365002684, 2.7090238271910296, 2.7266770025839793, 2.6251767752215915, 2.7654417193011236, 2.5299286106534873, 2.9228068327452115, 2.499147065577535, 2.456378093851495, 2.3221680054049996, 2.370344353668779, 2.220527366928131, 2.0993575268425575, 1.9959892375779522, 2.1205447360630205, 2.24422162421204, 2.0835876568328247, 2.0767505950144054, 2.234464176687638, 2.046210190351542, 2.3016993175775844, 2.4748677574117357, 2.54496579312805, 2.4313913976571584, 2.5895293176786933, 2.6537335851473887, 2.9699431557828775, 2.612760358539995, 2.898097930857216, 2.6121914512898905, 2.7072797765255503, 2.717288350174665, 2.671280662040301, 2.4764118980302356, 2.9247278424592777, 2.47787989394714, 2.1956196386201863, 2.823260906932181, 2.9208513548371617, 3.26923541236924, 2.99664528964802, 1.6405715662297262, 1.7188283490587002, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.02089568379821143], "payablesTurnover": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "inventoryTurnover": [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0], "fixedAssetTurnover": [0.7812941972246705, 0.7786716054236656, 1.2234808470527052, 1.2130956741138648, 2.791216303604752, 3.498994907531493, 3.247223808617298, 3.191256269012579, 3.298962315674495, 3.1819578081944258, 2.8864074756740536, 2.9788011204481792, 2.263492984672106, 2.431388590615466, 2.254850634075594, 2.408137559877097, 2.2409546946571965, 2.304254037351575, 2.2946706586826346, 2.3329369554074835, 1.78988146083412, 1.8279362670713202, 1.7861221779548473, 1.8767636009461528, 1.7379359411128898, 1.897484092839341, 1.5216806722689076, 1.5459785463123692, 1.4564648791835009, 1.4372683033517415, 1.260504763816022, 1.2168947242073385, 1.238715485091764, 1.171132238547969, 1.2784095708329175, 1.1212065463750625, 1.162224358634681, 1.1776512152037522, 1.1908915843825043, 0.7801358579592833, 0.7275490369323202, 0.6852963014124391, 0.4943288544285946, 0.42511091145239305, 0.37959112876782636, 0.40051650871034683, 0.40813066077073756, 0.38908342320236466, 0.4141661320582095, 0.44776365222655484, 0.4436661166055529, 0.44765718895602497, 0.3722880966187439, 0.40065999336338154, 0.4030209683030245, 0.37927223986275627, 0.41061176329201743, 0.40581116208514056, 0.4158136610354425, 0.4287807178993905, 0.3990409667941682, 0.3804906244278262, 0.39663301266787315, 0.3818846129884598, 0.38266860920074053, 0.5698530120389038, 0.6277378756057846, 1.117620988073001, 0.7546589023845851, 0.8364911034594171, 0.8826217527128131, 1.2201094454152488, 1.1941394344396434, 1.2475126465042488, 1.2911206816028609, 1.286734468648658, 1.2386481808354883, 1.4028180074691703, 1.4754172989377845, 1.4577663775433396], "assetTurnover": [0.018492354262703063, 0.018120514580333924, 0.01901087490126123, 0.018289063827724716, 0.018131955710061542, 0.019612175756302596, 0.01960029288278241, 0.019788236895507412, 0.019552102644071975, 0.018532223874757853, 0.017794513105209527, 0.016882252609574176, 0.015869784688205026, 0.01780440392278002, 0.015988854067954167, 0.01576248839055455, 0.015456016371950244, 0.015396573772143693, 0.015315914466526886, 0.015665018147296244, 0.014772099028979718, 0.015022232619947404, 0.015056477884626149, 0.015666430459750958, 0.0148028366665276, 0.015683540102624346, 0.01350904887582324, 0.01455778376828171, 0.013527308242531212, 0.013632406607108277, 0.013665760506104437, 0.013755011613752153, 0.014128560323024732, 0.013304860553105223, 0.014891743573560486, 0.013082803776146953, 0.01284637738784553, 0.012808074317106417, 0.01302726618175513, 0.012795201144941757, 0.012076606019647804, 0.011009023275721343, 0.011204666018412072, 0.012290315423636919, 0.010743834166854689, 0.011084033254439761, 0.011174248961223434, 0.010173879965010287, 0.010737535341069793, 0.011507299380712339, 0.011370943784007966, 0.011025811221214455, 0.01112414498402244, 0.011927207780877759, 0.01173327890088199, 0.010896023338025258, 0.010872159829587003, 0.009973446972761249, 0.010010696122379597, 0.010095588873855421, 0.009094714381899165, 0.008952905485319821, 0.009015504689610397, 0.008522765843048482, 0.006561520882630101, 0.009693791175660852, 0.010535485412413136, 0.013319356012222557, 0.011837347450947736, 0.012919029324745541, 0.013401231094161517, 0.014052705329877247, 0.013596530027565605, 0.014136653209937679, 0.014440856102928284, 0.014151556445635023, 0.013441362944361797, 0.013489442525236579, 0.014336647626219416, 0.013957485039874241], "operatingCashFlowPerShare": [0.568013608690462, 0.24403328875018576, 0.4815666448400311, 0.5228783309742138, 0.05817098744795307, 0.4625321424767585, 0.1397692108352007, 0.46915819475986525, 0.268381512579431, 0.3459780621572212, 0.1502018432477721, 0.06598004016308648, 0.3765598163938413, 0.22918877937831691, 0.6250018758910483, -0.5783015957595984, 0.41585208410180746, 0.5334040052543036, 0.02496687597211821, 0.13798467477098578, 0.6016741613359512, 0.5956455932006054, -0.011482453541040511, 0.3340425757142706, 0.13120863994917678, 1.16987959455742, -0.6790051207022677, 0.5570649754128367, 0.2298255854215926, 0.41325595904179996, 0.547329723284813, 0.45042298832313926, 0.5565197350621762, 0.1539882968894364, 0.5683759916717521, 0.5594009868534557, 0.026320229458410664, 0.29132824110876854, 0.2670215551095209, 0.5043338036686152, 0.12913384445341147, 0.30043605107130533, 0.11029652321327663, 0.07994356575332294, 0.8892018500948766, 0.04401673020690676, 0.46345470692717583, 0.47181888507800895, 0.3387797338535865, 0.3516440827506288, 0.48316329888764564, 0.3226814491990134, 0.18891572332803003, 0.23330924646645662, 0.37088423740526866, 0.573522025585724, -0.12597467630016454, -0.09370371269698662, 0.8207594690877753, 0.817474620598426, 0.5042334103044298, 0.49630997426971396, 0.6020767527139382, 0.39755442345623737, 0.7095091673201117, 0.9549958399515922, 0.8539941779138784, 0.43679985705056834, 0.1844425053592041, 0.5541972542581713, 0.7872030772618425, 0.25052201402815955, 0.35821362292941095, 0.5101002899377347, 0.3843711781814956, 0.7468329568889326, 0.34251800269051197, 0.21552687765035694, 0.9602822347997647, 0.41041401323151017], "freeCashFlowPerShare": [0.549033066730333, 0.20396790013374944, 0.4513849761683595, 0.6144224259954458, 0.024131538157614808, 0.48745492445567, 0.14894590021493576, 0.46915819475986525, 0.268381512579431, 0.3459780621572212, 0.12316246477264071, -0.08534655875372725, 0.304029304029304, 0.1775284306292646, 0.5701808358970512, -0.6079170990268391, 0.36809526005164145, 0.5176756619731293, 0.016821245463448355, 0.1236388776862361, 0.5941583803069648, 0.5761703659014172, -0.02875375693180375, 0.25674574189928756, 0.09441473873683096, 1.1622510950758618, -0.7240150485944195, 0.46461328399410307, 0.2016204825832748, 0.3689902060783712, 0.4688260718366536, 0.41671300341568035, 0.5212982354178983, 0.11619379427163536, 0.49938076605521053, 0.5133104447741624, -0.03238569259321748, 0.2588912314658003, 0.2360764464612968, -0.12143414283585884, 0.08590501587747154, 0.24248674592966715, -0.6747464533206436, -0.7128090888839386, 0.8514513164136622, 0.011681533849058, 0.402664298401421, 0.3374477144989149, 0.2755518352765932, 0.30284175456616497, 0.43248864608701376, 0.2706771868489739, 0.12204837066626988, 0.16210076018151862, 0.3293430007145116, 0.5361302331078087, -0.17329565777237285, -0.1591190539785834, 0.7712914130349026, 0.7931662206688147, 0.42617744565052695, 0.36595126381110943, 0.5635733217151363, 0.34964726097847265, 0.6672716539942379, 0.9279348969614456, 0.8152260955935675, 0.40531661924594176, 0.1485220964107074, 0.5302640771753757, 0.750512647601222, 0.2150869794049556, 0.32906385318578596, 0.4804252420108687, 0.3664193243816971, 0.7254310631571278, 0.3241528843871172, 0.18950089010592555, 1.0013819035369413, 0.3540150878405206], "cashPerShare": [2.461994150650591, 2.7715262297518204, 2.689731836939804, 3.235629884915995, 2.698614108136036, 3.067860566316206, 2.9408240728037685, 3.8895883186757914, 3.485576703290005, 3.3981718464351007, 2.5299413512072513, 2.4781385017951685, 1.9987992643594303, 2.2243821076573163, 2.9550686576123657, 2.0214263678941022, 4.382146809295463, 4.915804392413523, 1.9848032720778848, 2.898565420291525, 1.3506027403044314, 3.5522920437345866, 2.059433602844685, 24.285178951379848, 1.5202922335750966, 2.783143238038809, 1.8861950047026859, 27.356004313884576, 29.702021151353865, 28.47846624612551, 26.04895424511898, 25.6069187385813, 25.888193031854666, 26.68569063751155, 24.607037728398605, 24.738570097650186, 23.28988527079467, 23.91491549441814, 23.503735055414957, 23.11980403670368, 22.14074808329971, 22.875592119710134, 22.45277042500669, 22.667951288334447, 22.488570327324478, 22.778835547988304, 22.41121965660154, 23.869154463863957, 23.05616229790207, 22.752070740989478, 23.42668992299085, 26.583301405617682, 28.00192292284272, 28.720478654218574, 31.25829594836775, 33.45305640086271, 33.998628895724536, 34.95231648981376, 36.00276744369526, 39.80501702073435, 43.52992478651127, 43.991572574542154, 47.35267279042467, 49.638094604242546, 47.25577748213672, 28.761629226230998, 26.342331102793846, 25.779431776009236, 26.79945927004892, 26.495138680956362, 27.793726431972697, 27.133766309713415, 26.569355282149974, 26.422434526355815, 27.32385575150021, 27.51716808216097, 28.46799398591438, 6.259881358638759, 5.420518030885966, 4.708316359942454], "payoutRatio": [0.680681213411389, 0.6868776935651657, 0.6577519748738936, 0.7894075301376907, 1.3417979610750694, 0.7384788501866912, 0.6422176918985996, 0.6538549010689106, 0.7841778697001034, 0.778793324775353, 0.8859241845430502, 2.315583634175692, 1.7800106326422116, 0.4820965230928905, 1.127209360219069, -0.6416309012875536, 0.6040321779719933, 0.5790173904780006, 0.5121889710827169, 1.064093608103388, 0.4034564595630743, 0.38980959097320167, 0.3944752039054593, 0.29819033042225623, 0.3917506790038208, 0.3129089171506285, 0.43208187667831993, 0.3957581815811204, 0.42280225516809355, 0.3542032446098743, 0.4202438617003508, 0.4074707727402338, 0.4148245944926443, 0.6197198103659511, 0.43368572801537725, 0.44153846153846155, 0.6810485028221563, 0.5286358770454198, 0.3650747298839895, 0.4294200406440519, 0.551024947177225, 0.4479832319411073, 0.5062375752686623, 0.525286944045911, 0.4890531229162036, 0.45341534977093734, 0.44757695824443766, -1.0686746336451631, 0.41227101265031363, 0.45012613349696595, 0.3857209628417855, 0.4793254452819066, 0.4053593005899495, 0.35696588526777207, 0.3172210200484373, 0.44830741079597436, 1.0395318021201414, 0.44701672952325694, 0.2969696192137945, 0.3123448461953589, 0.2671680987813587, 0.36954098047335393, 0.32355810776907423, 0.4132199046059657, -1.5514753860653956, 0.3907814062703831, 0.32065671088025227, 0.22392208633272723, 0.3077899045020464, 0.2900294125235429, 0.304085855716952, 0.3394927536231884, 0.3748960792790396, 0.40162832325598663, 0.3385766540103754, 0.3164427807347618, 0.3365639192860451, 0.46957131921408524, 0.32260485191737825, 0.2707237920257775], "operatingCashFlowSalesRatio": [0.2496655035810793, 0.10909658645477617, 0.21003692781807073, 0.22801532402530744, 0.025339414439759317, 0.1940481433960819, 0.05972550628912382, 0.19825326385892142, 0.11662803787828621, 0.1612033106659663, 0.07321383489017924, 0.03262643967832452, 0.18682744006817034, 0.10595715447382441, 0.326676445441496, -0.3268322449755912, 0.29854599922210545, 0.3904191616766467, 0.018849542896410148, 0.10523864345411243, 0.4772306739117694, 0.4671719477673272, -0.00806721439458716, 0.23395090559966786, 0.09755636730066759, 0.8113264310295488, -0.5125911199469848, 0.405242777145983, 0.1775269564951589, 0.3175126111800108, 0.4176250729702888, 0.34418841096534825, 0.41184540317676893, 0.11576586354098835, 0.3804103648354817, 0.42561514278400925, 0.020321628856712976, 0.21798950009051646, 0.19712411900374946, 0.37505376904727766, 0.10215680559603614, 0.2413056761132073, 0.09004327953236253, 0.05894752979954774, 0.7509154528440068, 0.03586529703776532, 0.37197726152219496, 0.3866935235006649, 0.27359781121751026, 0.26546609537632593, 0.36747229202751275, 0.24780022250622927, 0.1477473122611023, 0.16796863619905358, 0.2640671520428332, 0.4364090896828323, -0.09371133609163596, -0.07002517748996302, 0.6014765727501168, 0.5811838602939591, 0.38526226099680944, 0.3867507053017937, 0.45948804152562334, 0.31527455232904056, 0.5355367504031655, 0.6263532329894582, 0.5103254652364023, 0.2040818292451891, 0.09480161743153286, 0.2570136194378251, 0.3480060292916495, 0.10557009183222318, 0.15476248806612591, 0.21437303411484898, 0.1567262612991449, 0.3110848085631947, 0.14942149399400437, 0.07611976463166778, 0.3342051003266677, 0.1580680396401406], "freeCashFlowOperatingCashFlowRatio": [0.9665843534913046, 0.8358199866025212, 0.9373260814571212, 1.1750772399588054, 0.4148380355276907, 1.0538833514260337, 1.065656014832588, 1.0, 1.0, 1.0, 0.8199797160243407, -1.2935208669587273, 0.8073864783047426, 0.7745947734039034, 0.9122865992748578, 1.051211173346912, 0.8851591085486196, 0.970513263630865, 0.6737425011536686, 0.8960334029227558, 0.9875085527816277, 0.9673040017058782, 2.504147465437788, 0.7686018506781594, 0.7195771465461588, 0.9934792439178801, 1.0662880536830117, 0.8340378672160846, 0.877276053549137, 0.8928853849656131, 0.8565697273354391, 0.9251592707713334, 0.9367111399196961, 0.7545625, 0.8786098874204601, 0.9176073279052553, -1.230448717948718, 0.8886582038201447, 0.8841100725537617, -0.2407812880130678, 0.6652401331431289, 0.8071160071003446, -6.1175677497640555, -8.916403492476315, 0.957545597012437, 0.26538849646821394, 0.8688320398581968, 0.7152060359837493, 0.8133657587548638, 0.8612166944408036, 0.89511899410138, 0.8388371488998553, 0.6460466525295365, 0.6947892663346465, 0.8879940625641511, 0.9348032145064908, 1.3756388415672913, 1.6981083182171548, 0.9397289243487456, 0.9702640310572377, 0.8451987451470606, 0.7373441655078191, 0.936048965808358, 0.8794953353523978, 0.9404693902893332, 0.9716638106072606, 0.9546038095774694, 0.92792296678572, 0.8052487474156718, 0.9568146956721544, 0.9533914046827128, 0.8585552061735345, 0.9186246198420845, 0.9418250714374456, 0.9532955257344455, 0.9713431316408984, 0.9463820349320765, 0.8792448170355227, 1.0427995720922054, 0.8625804100914665], "cashFlowCoverageRatios": [0.03032888829398609, 0.012098791447073222, 0.029451920838183935, 0.03204753426827704, 0.003932449799114274, 0.029386261277590402, 0.008048899103024854, 0.023769680973058042, 0.01193717462015154, 0.0167148017628927, 0.007150300624454754, 0.00292154207842424, 0.015133929934943955, 0.011173948399497301, 0.03670351383244895, -0.04003191603984846, 0.03408650693616386, 0.04946080542090085, 0.0022905935565296714, 0.01662864181141801, 0.07003839891868645, 0.07546987628658598, -0.0013823628339329943, 0.04409584376131007, 0.0192951178307006, 0.17842504437631113, -0.08774341661039838, 0.06805511906200895, 0.01961847384470911, 0.029428876278270753, 0.05215849987738217, 0.044529409455002354, 0.06035850598596754, 0.011639013098981804, 0.046162155385548354, 0.044116956740918326, 0.0023312061077600025, 0.021075318823892696, 0.019143312072023598, 0.02920752027919356, 0.008856382930722162, 0.019791739320246648, 0.007332315423021809, 0.005002588186531579, 0.05804849181052899, 0.002631068914889832, 0.025972259261394435, 0.026731786933850074, 0.02167594712081009, 0.021108618459952634, 0.02849607478768761, 0.021614464392192938, 0.011990216041826639, 0.014225556796660788, 0.021546135172423177, 0.03412525296846807, -0.006324969081520627, -0.005647425200702013, 0.048054513352068715, 0.0487555516308911, 0.03128116009162101, 0.03104702766123602, 0.038076992844442985, 0.02478129162775752, 0.035153589055722564, 0.06039048186591918, 0.0555573815393043, 0.022754539039516932, 0.007729815110147958, 0.025804839791634417, 0.03975001854603595, 0.013660662517840908, 0.019551651131901663, 0.026454330865489473, 0.022263509396788016, 0.043565256968583974, 0.019865784330392173, 0.009921321496119436, 0.05042503518498293, 0.02073250671953119], "shortTermCoverageRatios": [0.10593575282956383, 0.027767491016698374, 0.1048767141459532, 0.10860915723640269, 0.010048140778967152, 0.06862479513470317, 0.01739739257314058, 0.04822741039127485, 0.027497138967342852, 0.039476428869420106, 0.018203704250731104, 0.006676179876636141, 0.02995434607032833, 0.027865963150190444, 0.12772175811773942, -0.12454098519073273, 0.10077573516060818, 0.13961161359201632, 0.005892413823107942, 0.040153303468440676, 0.15229827472418833, 0.1843905635648755, -0.0031817808588755557, 0.06645480984481382, 0.03512889856502191, 0.3195664739884393, -0.14372870857850728, 0.08799731172291991, 0.03347305052728952, 0.07190276732008802, 0.11746142085544735, 0.08854219529523824, 0.1207033694971834, 0.03091321501300287, 0.11615150148002244, 0.10784471877187934, 0.006081788357663736, 0.05809327385475303, 0.058293674532381774, 0.07899255867200916, 0.027041772291414086, 0.06202127711245202, 0.03136656206916968, 0.018560308936221567, 0.29506648367054794, 0.011323061454173593, 0.10394900652357951, 0.09574309953698237, 0.11217441594011544, 0.1022035957937442, 0.09535085508831453, 0.08523012069339009, 0.049452442660035054, 0.05420400335224342, 0.10953575258587886, 0.14311496971377005, -0.024045414564930697, -0.04188362343811475, 0.33775974025974026, 0.31161005893618793, 0.21000646197029513, 0.20615513061672014, 0.26512932975556985, 0.16738462008758098, 0.3151883772084322, 0.5814365316263862, 0.33619859177035355, 0.12532276176607746, 0.0530537870081514, 0.35983124286324014, 0.8172005757574675, 0.255000070028992, 0.32080674896663375, 0.3279503409273795, 0.3193459142012535, 0.8752413127413128, 0.3725906082788731, 0.11425763031778555, 1.2291107548767088, 0.053313631207417236], "capitalExpenditureCoverageRatio": [29.92610062893082, 6.090875370919881, 15.955600403632694, 5.711764705882353, 1.7089285714285714, 18.55860805860806, 0.0, 0.0, 0.0, 0.0, 0.0, 0.4360108575449884, 5.191743503772003, 4.43645435867332, 11.400766493293183, -19.526988636363637, 8.707699734491914, 33.913553113553114, 3.065063649222065, 9.61847389558233, 80.05477528089888, 30.58478260869565, -0.664828431372549, 4.32155573815393, 3.566043165467626, 69.71626733921816, -15.085674483399117, 6.025470890410959, 8.148368993335671, 9.33579418344519, 6.972028857106696, 13.361708394698086, 15.800568990042674, 4.0743570155334865, 8.237903225806452, 12.13700168444694, 0.44834027877568616, 8.981353223228556, 8.62887760857304, 0.8059438110977284, 2.987215909090909, 5.184463391527947, 0.1404974332746112, 0.10084301236418135, 23.554682898095425, 1.3612637362637363, 7.623813002191381, 3.511310372936621, 5.358073595329928, 7.2054776038855906, 9.534614885050006, 6.204903879359963, 2.8252310852447793, 3.2764247442766683, 8.928098124911886, 15.33817951959545, -2.6621315192743764, -1.4324424647364513, 16.59170653907496, 33.629306040938594, 6.459895954654865, 3.8072636076537245, 15.636963696369637, 8.29843394796666, 16.79808093450146, 35.290560284589, 22.02828014184397, 13.874044968347523, 5.134755164498852, 23.156025309174577, 21.455270067516878, 7.069896126589652, 12.288729073331762, 17.189535504538174, 21.41122484998235, 34.895648312611016, 18.650465356773527, 8.28121804340416, 23.36471957816887, 7.276982857142857], "dividendPaidAndCapexCoverageRatio": [2.4813245551137473, 0.9914865354425794, 2.0010124019235636, 1.7192796074265189, 0.22897475774614187, 1.8909554615576014, 0.6327375612449107, 2.141286956521739, 1.1612818145852566, 1.4973297290169447, 0.6541064083852992, 0.1711455743656525, 1.1516292474317855, 1.8771733730750124, 5.090697958684757, -5.096515076618883, 3.5282151589242052, 6.207026012335747, 0.3186764705882353, 1.6319160534205506, 7.763415962952874, 6.64180337542783, -0.1313877452167595, 2.2659773086313373, 1.033959115561118, 10.948608773145857, -5.062251655629139, 3.05159891598916, 1.7904431599229287, 2.866730782441437, 3.066295574728639, 3.385803851321093, 3.8271085997794927, 1.028211554527344, 3.116321409240762, 3.5517581334209662, 0.14719064018493183, 1.9177521187645754, 1.7688750144525378, 0.675922336939286, 0.7437477896225938, 1.5375476620509734, 0.12045179573376207, 0.08658934804639118, 5.28592200925314, 0.2704571298612691, 2.423827217835578, 1.7496382422380747, 1.749787234042553, 1.962194136233375, 2.6688602072350482, 1.713677115788135, 0.9569225417439703, 1.1599413692015865, 2.166581135173971, 3.42025512721122, -0.6714326565627681, -0.4554870311900617, 4.321010927215797, 4.960746768788894, 2.306287076564839, 1.8325658335941342, 3.364032863373567, 2.1103224563206577, 3.074426861625976, 5.260335195530726, 4.4196830365877515, 2.3491341871338545, 0.9660117312605707, 3.1015042662609065, 4.112796821915838, 1.3174919044087052, 1.945516649245931, 2.772935542770524, 2.2319608492475256, 4.251821526475256, 1.9859054121015252, 1.0767332949223656, 4.642108843537415, 1.976949826130154], "dividendPayoutRatio": [0.680681213411389, 0.6868776935651657, 0.6577519748738936, 0.7894075301376907, 1.3417979610750694, 0.7384788501866912, 0.6422176918985996, 0.6538549010689106, 0.7841778697001034, 0.778793324775353, 0.8859241845430502, 2.315583634175692, 1.7800106326422116, 0.4820965230928905, 1.127209360219069, -0.6416309012875536, 0.6040321779719933, 0.5790173904780006, 0.5121889710827169, 1.064093608103388, 0.4034564595630743, 0.38980959097320167, 0.3944752039054593, 0.29819033042225623, 0.3917506790038208, 0.3129089171506285, 0.43208187667831993, 0.3957581815811204, 0.42280225516809355, 0.3542032446098743, 0.4202438617003508, 0.4074707727402338, 0.4148245944926443, 0.6197198103659511, 0.43368572801537725, 0.44153846153846155, 0.6810485028221563, 0.5286358770454198, 0.3650747298839895, 0.4294200406440519, 0.551024947177225, 0.4479832319411073, 0.5062375752686623, 0.525286944045911, 0.4890531229162036, 0.45341534977093734, 0.44757695824443766, -1.0686746336451631, 0.41227101265031363, 0.45012613349696595, 0.3857209628417855, 0.4793254452819066, 0.4053593005899495, 0.35696588526777207, 0.3172210200484373, 0.44830741079597436, 1.0395318021201414, 0.44701672952325694, 0.2969696192137945, 0.3123448461953589, 0.2671680987813587, 0.36954098047335393, 0.32355810776907423, 0.4132199046059657, -1.5514753860653956, 0.3907814062703831, 0.32065671088025227, 0.22392208633272723, 0.3077899045020464, 0.2900294125235429, 0.304085855716952, 0.3394927536231884, 0.3748960792790396, 0.40162832325598663, 0.3385766540103754, 0.3164427807347618, 0.3365639192860451, 0.46957131921408524, 0.32260485191737825, 0.2707237920257775], "priceBookValueRatio": [2.2576077138983113, 2.186204658154699, 1.9513847250075067, 1.91435813372065, 1.8673438941359917, 1.7450294765514354, 1.7215450735922175, 1.5033530459609028, 1.7489284016861295, 1.442226142693158, 2.068476736554325, 1.6332607526697818, 1.1632116424392838, 1.0205310431768044, 0.8623766918222859, 1.050492660809219, 1.2117617355526462, 1.0278598841017772, 1.0174695768672546, 1.1741781737700627, 1.032045731010198, 1.0119738173162751, 0.8569285199961079, 1.0648097925995301, 1.1814492612891525, 1.0571710872502973, 1.1086429895517358, 1.0042894526459423, 1.1315807579615977, 1.2244285239310424, 1.2328243287073777, 1.3314039083465217, 1.2554225610574088, 1.161601119835031, 1.0270336133259428, 1.1768259556108625, 1.1340359246557101, 1.1488009182253593, 1.081461068480937, 1.0375991201539732, 0.921116274691892, 0.8821491046685553, 1.0307995881069985, 1.347132715357054, 1.267750854519625, 1.2351445250011395, 1.2967622060359036, 1.1831495541443846, 1.176661796194607, 1.2839339791793076, 1.3087977106111641, 0.9564642675223176, 1.071184480964231, 1.036130619994228, 1.0368226285335018, 1.0851390540001884, 0.7836539959304889, 0.7913793709009848, 0.7084708380161368, 0.918058275158646, 1.0710182057274387, 0.9724563691569506, 0.922668889407133, 0.9942959703428067, 0.7106673822474051, 0.8470235841932998, 0.96940246588217, 1.020239609483689, 0.7953667109685669, 0.7653665438734566, 0.8065639998343365, 0.8826223534487408, 0.8658558946907893, 0.8883028053000854, 0.9249616587758261, 1.0808962959458075, 1.024453743074997, 0.888017895283599, 0.9385887943719732, 1.018648284100792], "priceToBookRatio": [2.2576077138983113, 2.186204658154699, 1.9513847250075067, 1.91435813372065, 1.8673438941359917, 1.7450294765514354, 1.7215450735922175, 1.5033530459609028, 1.7489284016861295, 1.442226142693158, 2.068476736554325, 1.6332607526697818, 1.1632116424392838, 1.0205310431768044, 0.8623766918222859, 1.050492660809219, 1.2117617355526462, 1.0278598841017772, 1.0174695768672546, 1.1741781737700627, 1.032045731010198, 1.0119738173162751, 0.8569285199961079, 1.0648097925995301, 1.1814492612891525, 1.0571710872502973, 1.1086429895517358, 1.0042894526459423, 1.1315807579615977, 1.2244285239310424, 1.2328243287073777, 1.3314039083465217, 1.2554225610574088, 1.161601119835031, 1.0270336133259428, 1.1768259556108625, 1.1340359246557101, 1.1488009182253593, 1.081461068480937, 1.0375991201539732, 0.921116274691892, 0.8821491046685553, 1.0307995881069985, 1.347132715357054, 1.267750854519625, 1.2351445250011395, 1.2967622060359036, 1.1831495541443846, 1.176661796194607, 1.2839339791793076, 1.3087977106111641, 0.9564642675223176, 1.071184480964231, 1.036130619994228, 1.0368226285335018, 1.0851390540001884, 0.7836539959304889, 0.7913793709009848, 0.7084708380161368, 0.918058275158646, 1.0710182057274387, 0.9724563691569506, 0.922668889407133, 0.9942959703428067, 0.7106673822474051, 0.8470235841932998, 0.96940246588217, 1.020239609483689, 0.7953667109685669, 0.7653665438734566, 0.8065639998343365, 0.8826223534487408, 0.8658558946907893, 0.8883028053000854, 0.9249616587758261, 1.0808962959458075, 1.024453743074997, 0.888017895283599, 0.9385887943719732, 1.018648284100792], "priceToSalesRatio": [9.511676154996458, 8.927711635817642, 8.33052987433915, 8.250580823498629, 7.919249349634935, 6.968466330901268, 7.260085005764759, 6.3216818132048616, 7.8220912522349515, 6.644234018086571, 9.758475281049051, 8.979930037839749, 5.541915028391738, 4.539922328463674, 5.8540243318926635, 7.024924079122552, 8.579071326310213, 7.582887408282027, 7.927311395840401, 9.068307569272953, 8.502796285908053, 8.470568897817552, 6.547941856574594, 8.15922354929828, 9.76986474996851, 8.32908829421131, 10.380080627347029, 8.634956382167072, 10.373897324601288, 10.871720902983315, 10.83492414880632, 11.744906484973102, 11.033957242647604, 10.735468634686347, 8.680736878776594, 11.321312392116196, 10.95598022549192, 10.819851035766932, 10.283585445362126, 10.084053599593311, 9.64341660768067, 10.063905815953085, 11.47822681388587, 13.383161681367959, 14.651772379301063, 14.055482335768184, 14.687916174138248, 14.301678458612235, 13.648404988635578, 14.041667743635116, 14.549418307786265, 11.82628699625785, 13.19369883001674, 12.087790966259774, 12.246287539509787, 13.917377004217512, 9.811912674444903, 10.282905709165968, 9.204335786875403, 11.77333764737857, 14.776831474098051, 13.722633582744402, 12.935763204196896, 14.369793294052165, 12.363606244492843, 9.70031902587519, 9.842058212826785, 8.400623834003898, 7.411736902512669, 6.464791782050689, 6.427830139461592, 7.117453761352188, 7.193460162760967, 7.186388550791414, 7.608562248809205, 9.043054583504873, 9.244014717071279, 7.536859416091023, 7.6392144791681975, 8.592537902408992], "priceEarningsRatio": [17.541078910445595, 16.641666666666666, 14.921931807366517, 17.56447923213164, 27.719024096385542, 13.959120121732902, 12.348885281864916, 11.161139868091881, 15.269053774560497, 12.0157432605905, 19.309622392007054, 44.8891817087846, 19.535029505582138, 16.804073689673068, 46.4470998257406, -23.777709763948497, 25.73955705631145, 21.360423833507554, 19.152393661735037, 45.05211535103039, 15.449833870869591, 14.991378702397745, 13.107481097815086, 12.385663883136761, 14.282181328545782, 10.430724288759832, 16.665875006333284, 13.034997500977877, 14.173291188139487, 12.543728053234076, 14.919398279605812, 15.763813597295204, 14.03218851376839, 19.759083790550257, 12.401499622434269, 14.743154871794871, 20.114830670620876, 15.995227863587706, 10.593848389922748, 12.093455369704548, 12.877966601178782, 10.209570318490874, 13.62008067071941, 18.264739508608322, 16.258635252278285, 14.993412840376797, 15.700853398354162, -34.45863096847456, 13.359340287185043, 16.0503784004909, 14.150604210485314, 13.53992589161649, 13.095114169450564, 11.53205859697605, 10.521600435648672, 15.732988461929448, 24.432377650176676, 10.959831350933179, 6.637935184234836, 9.204909066378844, 9.18888358404939, 11.581928097028, 9.76055494382962, 13.325075460952517, -33.6972808671065, 9.353065573770492, 8.548029064665045, 6.516546392009366, 7.158064392905866, 6.531374100208983, 7.144536503557034, 9.265436084692029, 10.069537511223436, 11.128738791873232, 10.238916218133266, 11.134605860027426, 11.569364419082117, 14.385798912350088, 10.679625356718356, 9.986475605083484], "priceToFreeCashFlowsRatio": [39.41474805674838, 97.90756284153005, 42.31421294109709, 30.793146863653437, 753.3709571788413, 34.074945531728936, 114.06826220448265, 31.886899061109126, 67.06870315693845, 41.21648612945839, 162.5495238095238, -212.77952228163994, 36.739879518072286, 55.31508370345063, 19.642890982786756, -20.44686688349134, 32.46442238436727, 20.01253054955817, 624.2106164383562, 96.16716216216216, 18.042327358004513, 18.744455874788745, -324.13155686418844, 45.37563082378164, 139.17318604911966, 10.333395297180676, -18.991317965964694, 25.54812875335406, 66.61029587831207, 38.347901290893965, 30.288417929426725, 36.8838982081586, 28.601669806243272, 122.8981297109252, 25.972165693233894, 28.988305520544493, -438.15644699140404, 55.853571857686404, 59.00631006949578, -111.66546478060046, 141.9009108546921, 51.67292732623953, -20.837456693260457, -25.462638289893118, 20.376972429943155, 1476.6896387832699, 45.447287163652405, 51.71171488273959, 61.331473198268235, 61.418215023372106, 44.23237505326596, 56.894340373769765, 138.2238853981056, 103.57755251239257, 52.22518760891987, 34.11484536877838, -76.11269762641899, -86.4761300167862, 16.284376809769608, 20.87834752472975, 45.380158423163344, 48.121161863481454, 30.07594459655339, 51.823657789544725, 24.547723407626492, 15.938618159991996, 20.202984287454836, 44.36038185024417, 97.08993037725811, 26.288788171840622, 19.373424347307857, 78.52637126955187, 50.59808252655325, 35.59346700524355, 50.9252617380026, 29.927033873510364, 65.37038854386375, 112.61160825192722, 21.919709076498464, 63.01991289718809], "priceToOperatingCashFlowsRatio": [38.097678768454784, 81.83309786249315, 39.66221540602074, 36.18432602618803, 312.52692789968654, 35.91101779663805, 121.55752971970769, 31.88689906110913, 67.06870315693845, 41.21648612945839, 133.28731237322515, 275.2347521328107, 29.66328193743693, 42.846774727092296, 17.919946214613297, -21.49397492786305, 28.73617917729238, 19.42242633716409, 420.55722196585145, 86.16898956158664, 17.816952578115405, 18.13158717748241, -811.6732165898618, 34.87579382684751, 100.1458440929632, 10.266013746947635, -20.250215470803706, 21.30810681680935, 58.435617493865955, 34.24028060674319, 25.944141887230874, 34.1234803694641, 26.791502727812887, 92.73432, 22.81940157579777, 26.599881569207994, 539.1290384615385, 49.634734843990984, 52.168073076671675, 26.88695443645084, 94.39818083010664, 41.70604677874073, 127.47455305379533, 227.0351569756641, 19.51188023073589, 391.89644298688194, 39.486059212417366, 36.98453061520603, 49.884920233463035, 52.89439212088303, 39.5932390643944, 47.72508626767096, 89.29907846107241, 71.96457171882356, 46.37565651301972, 31.8906671131259, -104.70358319136854, -146.84583570873284, 15.30289990313445, 20.257509631158186, 38.35525295383247, 35.48185793749542, 28.15255683531327, 45.57866528680354, 23.086382466161677, 15.486978457151908, 19.285845765638143, 41.163017134225974, 78.18154482296187, 25.15349885422941, 18.470456251994108, 67.41922487538962, 46.4806443256934, 33.52281960491987, 48.54682416169343, 29.069418803418802, 61.8653613344423, 99.0131728935417, 22.857863245358224, 54.359742310785], "priceCashFlowRatio": [38.097678768454784, 81.83309786249315, 39.66221540602074, 36.18432602618803, 312.52692789968654, 35.91101779663805, 121.55752971970769, 31.88689906110913, 67.06870315693845, 41.21648612945839, 133.28731237322515, 275.2347521328107, 29.66328193743693, 42.846774727092296, 17.919946214613297, -21.49397492786305, 28.73617917729238, 19.42242633716409, 420.55722196585145, 86.16898956158664, 17.816952578115405, 18.13158717748241, -811.6732165898618, 34.87579382684751, 100.1458440929632, 10.266013746947635, -20.250215470803706, 21.30810681680935, 58.435617493865955, 34.24028060674319, 25.944141887230874, 34.1234803694641, 26.791502727812887, 92.73432, 22.81940157579777, 26.599881569207994, 539.1290384615385, 49.634734843990984, 52.168073076671675, 26.88695443645084, 94.39818083010664, 41.70604677874073, 127.47455305379533, 227.0351569756641, 19.51188023073589, 391.89644298688194, 39.486059212417366, 36.98453061520603, 49.884920233463035, 52.89439212088303, 39.5932390643944, 47.72508626767096, 89.29907846107241, 71.96457171882356, 46.37565651301972, 31.8906671131259, -104.70358319136854, -146.84583570873284, 15.30289990313445, 20.257509631158186, 38.35525295383247, 35.48185793749542, 28.15255683531327, 45.57866528680354, 23.086382466161677, 15.486978457151908, 19.285845765638143, 41.163017134225974, 78.18154482296187, 25.15349885422941, 18.470456251994108, 67.41922487538962, 46.4806443256934, 33.52281960491987, 48.54682416169343, 29.069418803418802, 61.8653613344423, 99.0131728935417, 22.857863245358224, 54.359742310785], "priceEarningsToGrowthRatio": [0.4287819289220033, -5.158916666666653, 2.238289771104978, -1.1241266708564248, -0.6803760460021905, 0.15953280139123316, 0.7409331169118946, -3.906398953832172, -1.0382956566701127, 3.4845655455712383, -1.4482216794005294, -0.7294492027677497, -0.9767514752791066, 0.1920465564534065, -0.77411833042901, 0.08392132857864175, -0.12310222939975042, 0.0, 2.2982872394082, -0.8414906602922343, 0.08514324505479227, 2.548534379407626, 0.0, 0.37156991649410287, -3.427723518850991, 0.39984443106912715, -0.5370115279818504, 0.8689998333985256, 3.2598569732720843, 0.7526236831940443, -1.0443578795724056, 0.0, 1.1225750811014692, -0.5927725137165076, 0.27903374150477095, -3.833220266666658, -0.7183868096650312, 0.7197852538614464, 0.21187696779845497, -0.7981680544005003, -0.9014576620825137, 0.350042410919687, -0.7037041679871697, 0.0, 2.032329406534784, 4.048221466901741, 2.198119475769584, 0.24040905326842713, -0.038593649718534566, -1.7120403627190273, 0.8207350442081476, -0.7672624671916013, 0.91665799186154, 0.7380517502064672, 0.9732480402975022, -0.5375437724492561, -0.4428368449094523, 0.0749883197695428, 0.14160928393034322, -2.163153630599031, 0.5168747016027782, -0.40922812609498926, 0.7418021757310512, -0.6366424942455093, 0.24376756371949385, -0.02384114754098361, 0.36091678273030214, 0.14584651448782865, -0.2561833572197888, 1.0667911030341326, -1.2383863272832187, -0.9080127362998188, -1.107649126234579, -1.4838318389164296, 0.5411998572441867, 1.6330755261373573, -2.718800638484301, -0.6473609510557536, 0.33980626135012926, 0.5104198642598227], "priceSalesRatio": [9.511676154996458, 8.927711635817642, 8.33052987433915, 8.250580823498629, 7.919249349634935, 6.968466330901268, 7.260085005764759, 6.3216818132048616, 7.8220912522349515, 6.644234018086571, 9.758475281049051, 8.979930037839749, 5.541915028391738, 4.539922328463674, 5.8540243318926635, 7.024924079122552, 8.579071326310213, 7.582887408282027, 7.927311395840401, 9.068307569272953, 8.502796285908053, 8.470568897817552, 6.547941856574594, 8.15922354929828, 9.76986474996851, 8.32908829421131, 10.380080627347029, 8.634956382167072, 10.373897324601288, 10.871720902983315, 10.83492414880632, 11.744906484973102, 11.033957242647604, 10.735468634686347, 8.680736878776594, 11.321312392116196, 10.95598022549192, 10.819851035766932, 10.283585445362126, 10.084053599593311, 9.64341660768067, 10.063905815953085, 11.47822681388587, 13.383161681367959, 14.651772379301063, 14.055482335768184, 14.687916174138248, 14.301678458612235, 13.648404988635578, 14.041667743635116, 14.549418307786265, 11.82628699625785, 13.19369883001674, 12.087790966259774, 12.246287539509787, 13.917377004217512, 9.811912674444903, 10.282905709165968, 9.204335786875403, 11.77333764737857, 14.776831474098051, 13.722633582744402, 12.935763204196896, 14.369793294052165, 12.363606244492843, 9.70031902587519, 9.842058212826785, 8.400623834003898, 7.411736902512669, 6.464791782050689, 6.427830139461592, 7.117453761352188, 7.193460162760967, 7.186388550791414, 7.608562248809205, 9.043054583504873, 9.244014717071279, 7.536859416091023, 7.6392144791681975, 8.592537902408992], "dividendYield": [0.009701244958855522, 0.010318643368530282, 0.011019886422299235, 0.011235851625671677, 0.012101778515085196, 0.01322574137457554, 0.013001531661358433, 0.014645791307978075, 0.012839333092902727, 0.016203602804365346, 0.011469983288095864, 0.012896111858297383, 0.02277972797703701, 0.007172316248963527, 0.006067167618904695, 0.0067461385858572824, 0.005866769352814893, 0.006776754466474006, 0.006685704410227713, 0.005904792704029219, 0.006528491874656737, 0.006500562735281562, 0.007523856051396771, 0.006018860459071681, 0.006857332748969325, 0.007499692938097783, 0.006481536020672817, 0.007590300296402644, 0.0074577289345805495, 0.007059369493396984, 0.0070419036650225765, 0.006462122414498556, 0.007390589751655956, 0.007840948205583434, 0.008742606564105386, 0.007487177360918333, 0.008464507034315677, 0.008262399910051165, 0.008615252844076516, 0.008877116331032173, 0.010697048770238056, 0.010969688683414785, 0.00929211778379876, 0.007189904676690558, 0.007519898123793534, 0.0075602425311384735, 0.007126634248609615, 0.007753316104047126, 0.007715033148863363, 0.0070111451933619045, 0.0068145670160849724, 0.008850222835759581, 0.00773875079179545, 0.007738555138832197, 0.007537375658498862, 0.0071236849229373185, 0.010636826028602093, 0.010196706391043042, 0.011184563082172767, 0.008483105154623583, 0.0072687856021248585, 0.007976672307441207, 0.00828739015432774, 0.0077526747562679, 0.011510390053310381, 0.010445276021753791, 0.009378089044109295, 0.008590519918929068, 0.010749760256665452, 0.011101393369668675, 0.010640503256073979, 0.009160193608806074, 0.009307678700764137, 0.00902232343590623, 0.008266906545507992, 0.007104938978369513, 0.00727274003770959, 0.008160327453398541, 0.0075518766141556065, 0.006777260635573201], "enterpriseValueMultiple": [86.65666859969299, 93.08585866064487, 73.41144816761073, 93.06771612672274, 137.28944111363793, 70.25235562531941, 68.72088802187541, 69.3147573814341, 149.92410769420772, 75.610292346436, 116.42393347461531, 380.87373107207753, 243.34211035082004, 153.586129753915, 496.9277072882856, -106.2574198189557, 107.15398650337416, 88.18564648425271, 97.57495657209033, 160.40887855462904, 66.90623200943767, 52.32391542907308, 51.485944697234864, 43.78136815783689, 50.60235318072079, 34.92046021676537, 60.1895616737261, 50.8752461618377, 60.659930137438714, 56.390243980876015, 62.43578941494852, 58.91455775519884, 54.120824780420406, 83.5269249394673, 56.36607141300083, 64.72089363939023, 75.09993039194688, 73.7403746825739, 50.34416523637333, 66.43829313992143, 67.16801223670076, 42.278144858482015, 69.25937585317762, 76.73916310150975, 77.34472562157373, 76.08469741191364, 78.89076260071201, 154.44966949802017, 75.13084840369756, 88.06018613195612, 78.90203340926348, 77.90271972704308, 66.97458845507192, 61.56093452973658, 58.03212568608263, 79.42441622372131, 137.3017238925927, 65.55348029690929, 45.38965696683315, 55.23271977557711, 47.057791138025514, 58.37734580582614, 46.76504831749762, 62.24414058266457, -266.8192649478881, 51.59121658358322, 43.337728748463746, 36.16036868869672, 49.325508341202394, 41.75671840700974, 39.993744687397836, 48.925200420916305, 55.01014859593222, 59.181636282792354, 50.23407767518998, 54.369423341231645, 55.07590557744771, 70.40482293777015, 49.78225939207518, 46.2779497749251], "priceFairValue": [2.2576077138983113, 2.186204658154699, 1.9513847250075067, 1.91435813372065, 1.8673438941359917, 1.7450294765514354, 1.7215450735922175, 1.5033530459609028, 1.7489284016861295, 1.442226142693158, 2.068476736554325, 1.6332607526697818, 1.1632116424392838, 1.0205310431768044, 0.8623766918222859, 1.050492660809219, 1.2117617355526462, 1.0278598841017772, 1.0174695768672546, 1.1741781737700627, 1.032045731010198, 1.0119738173162751, 0.8569285199961079, 1.0648097925995301, 1.1814492612891525, 1.0571710872502973, 1.1086429895517358, 1.0042894526459423, 1.1315807579615977, 1.2244285239310424, 1.2328243287073777, 1.3314039083465217, 1.2554225610574088, 1.161601119835031, 1.0270336133259428, 1.1768259556108625, 1.1340359246557101, 1.1488009182253593, 1.081461068480937, 1.0375991201539732, 0.921116274691892, 0.8821491046685553, 1.0307995881069985, 1.347132715357054, 1.267750854519625, 1.2351445250011395, 1.2967622060359036, 1.1831495541443846, 1.176661796194607, 1.2839339791793076, 1.3087977106111641, 0.9564642675223176, 1.071184480964231, 1.036130619994228, 1.0368226285335018, 1.0851390540001884, 0.7836539959304889, 0.7913793709009848, 0.7084708380161368, 0.918058275158646, 1.0710182057274387, 0.9724563691569506, 0.922668889407133, 0.9942959703428067, 0.7106673822474051, 0.8470235841932998, 0.96940246588217, 1.020239609483689, 0.7953667109685669, 0.7653665438734566, 0.8065639998343365, 0.8826223534487408, 0.8658558946907893, 0.8883028053000854, 0.9249616587758261, 1.0808962959458075, 1.024453743074997, 0.888017895283599, 0.9385887943719732, 1.018648284100792]}}">Loading interactive chart...

The balance sheet provides capital allocation optionality. CET1 ratio ended Q4 over 11%, tangible book value per share grew 17% annualized, and the bank could pay $803 million in dividends without regulatory approval. Post-period, ONB issued $450 million in subordinated notes at 5.77%, locking in long-term funding. This capital strength enabled the repurchase of 2.2 million shares in 2025 and supported a new $400 million buyback program for 2026. Management's statement that "the best acquisition we can make is in ourselves" signals confidence that share repurchases at current valuations will be highly accretive.

Loading interactive chart...

Outlook and Execution: Can the Model Scale Organically?

Management's 2026 guidance reveals both confidence and caution. Loan growth is projected at 4-6%, supported by a $4.8 billion commercial pipeline that was up 15% in Q4. Commercial loan production hit $3.5 billion in Q4, up 25% quarter-over-quarter, with middle market C&I demand accelerating. This shows the bank can generate organic growth even after the Bremer acquisition, addressing concerns that M&A has masked underlying weakness.

Deposit growth is expected to meet or exceed industry growth and generally align with asset growth, with continued success in the deposit strategy. The guidance assumes two additional 25-basis-point Fed rate cuts in 2026, a 5-year Treasury rate of 3.75%, and a down-rate deposit beta of approximately 40%. These assumptions appear reasonable given the bank's 87% beta realization in the exception-priced book during Q4. The balance sheet is positioned neutrally to short-term rates, meaning NIM trajectory depends more on loan growth and deposit management than absolute rate levels.

Fee income is projected to remain strong given mortgage and capital markets tailwinds, with management cautiously optimistic on mortgage for 2026. Wealth management opportunities are highlighted, particularly through talent acquisition in underpenetrated markets. This diversification strategy reduces earnings volatility and leverages the commercial banking relationships for cross-sell.

The primary execution risk lies in competitive dynamics. Management acknowledges CRE markets are increasingly competitive, with some banks playing defense due to market disruption. ONB's stance is clear: the bank will not sacrifice fundamentals to compete on price or structure. This discipline is admirable but could limit growth if competitors sacrifice credit quality for market share. The 4-6% loan growth guidance appears appropriately conservative given these pressures.

Material Risks: What Could Break the Thesis

Three risks threaten ONB's investment case, each directly tied to the core thesis of superior profitability through relationship banking.

Commercial Real Estate Concentration: At $22.1 billion, CRE represents 45% of total loans, significantly higher than many peers. Management argues the portfolio is well-diversified and reserved, with qualitative reserves incorporating a 100% weighting on Moody's S2 scenario . However, emerging risks like work-from-home arrangements and changing consumer preferences could materially impact borrower repayment capacity. The bank's lower NPL-to-NCO conversion rate provides some cushion, but a severe CRE downturn would pressure earnings more than diversified peers. This represents the single largest concentration risk to capital and earnings power.

Regional Economic Vulnerability: Substantially all loans are to Midwest and Southeast borrowers, making ONB vulnerable to adverse changes in economic conditions in these regions. While the bank's community knowledge theoretically enables better risk selection, a regional recession could overwhelm this advantage. The 1834 founding date proves the bank has survived numerous cycles, but the current CRE-heavy portfolio is more exposed than in prior downturns. This geographic concentration means ONB lacks the diversification that benefits larger super-regionals.

Competitive Erosion: Larger competitors like Fifth Third and Huntington have substantially greater resources, broader service areas, and lower cost structures. While ONB currently outperforms on profitability, peers could replicate the relationship model or use technology to achieve similar results at scale. The GENIUS Act's payment stablecoin framework could increase deposit competition from non-bank entities, pressuring ONB's low-cost funding advantage. Management's observation that competition remains rational could change quickly if a major player decides to sacrifice margins for growth.

Competitive Positioning: Profitability as the Great Differentiator

ONB's competitive analysis reveals a striking disconnect between scale and profitability. Huntington Bancshares holds $190 billion in assets—nearly triple ONB's size—with an estimated 5-7% deposit market share in Ohio and Michigan. Yet HBAN's Q4 2025 ROA of 0.93% and ROTCE of 12.7% trail ONB's 1.37% and 19.9% by wide margins. Similarly, Fifth Third's $210 billion asset base and 8-10% market share in Ohio/Kentucky generate ROA of 1.18% and ROTCE in the low teens. KeyCorp's $185 billion in assets produces ROA of just 0.98%.

The relationship banking model drives higher-quality, lower-cost deposits and superior credit selection. While larger peers invest heavily in digital platforms and national lending teams, ONB's community focus yields stickier relationships. The 46% efficiency ratio reflects lower customer acquisition costs and higher cross-sell penetration. Profitability is the ultimate measure of competitive moat durability—higher returns enable faster organic capital generation, funding growth without dilution and supporting superior dividend yields (2.71% for ONB versus 4.11% for HBAN, but with much stronger coverage).

Scale disadvantages do exist. ONB's 162 branches pale next to HBAN's 1,000+ and FITB's 1,100+, limiting geographic reach and technology investment capacity. However, the bank's offensive posture in talent acquisition during market disruption—hiring experienced bankers from competitors—could narrow this gap. The appointment of Tim Burke and Matt Keane exemplifies this strategy, bringing decades of Midwest banking experience and client relationships.

The competitive moat's durability depends on whether ONB can maintain its credit and deposit advantages while scaling organically. The 4-6% loan growth guidance suggests management won't chase unprofitable market share, preserving returns even if it means ceding some ground to larger competitors. This discipline sustains the profitability premium.

Valuation Context: Quality at a Discount

At $21.43 per share, ONB trades at 11.97x trailing earnings, 1.01x book value, and 3.31x sales. These multiples appear modest for a bank generating 20% ROTCE and 1.37% ROA. Huntington trades at 10.85x earnings but with lower profitability; Fifth Third commands 12.62x earnings with ROA of 1.18%; KeyCorp trades at 12.80x with ROA of 0.98%. ONB's price-to-tangible-book of 1.01x suggests minimal premium for its franchise value.

The valuation disconnect likely reflects market concerns about scale and CRE concentration. However, the bank's $8.35 billion market cap and $14.31 billion enterprise value represent reasonable multiples of its $3.71 billion in annual revenue and $669 million in net income. Operating margins of 47.64% and profit margins of 29.09% exceed peer averages, supporting higher multiples.

Free cash flow generation provides another lens. With $637 million in annual FCF, ONB trades at 13.10x P/FCF, offering a 7.6% FCF yield. This is attractive relative to the 2.71% dividend yield and supports the aggressive share repurchase program. The $400 million buyback authorization for 2026 represents 4.8% of the current market cap, providing meaningful EPS accretion if executed at current prices.

Capital ratios further support valuation. CET1 over 11% and tangible book value growth of 17% annualized provide substantial loss absorption capacity. The bank could pay $803 million in dividends without regulatory approval, nearly 2.5x the current annual dividend payout. This flexibility means ONB can return capital aggressively while maintaining fortress balance sheet strength.

Conclusion: The Premium That Isn't

Old National Bancorp has engineered a regional banking model that generates super-regional profitability through disciplined relationship banking and proven M&A integration. The successful Bremer acquisition, Q4 2025's 20% ROTCE, and peer-leading 46% efficiency ratio demonstrate that scale is not destiny—execution is. While competitors chase digital transformation and national market share, ONB's "old fashioned" approach yields superior returns on tangible common equity, the most important metric for bank investors.

The investment thesis hinges on two variables: whether ONB can sustain 4-6% organic loan growth while maintaining credit discipline in an increasingly competitive CRE market, and whether the market will eventually reward its profitability premium with a valuation premium. Current multiples suggest investors remain skeptical of the model's durability, creating potential upside if the bank executes on its 2026 guidance without credit deterioration.

The primary risk remains the 45% CRE concentration, which could overwhelm the bank's historically superior credit selection in a severe downturn. However, the 150 basis points of combined reserves, 11% CET1 ratio, and management's two-to-one upgrade/payoff ratio in Q4 provide substantial cushion. For investors willing to accept regional concentration risk, ONB offers a rare combination: profitability leadership, proven M&A execution, and capital allocation discipline at a valuation that fails to reflect any of these strengths. The "Old National Way" is a moat that has produced nearly 20% returns on tangible equity, and that matters more than asset size in determining long-term shareholder value.

Create a free account to continue reading

Get unlimited access to research reports on 5,000+ stocks.

FREE FOREVER — No credit card. No obligation.

Continue with Google Continue with Microsoft
— OR —
Unlimited access to all research
20+ years of financial data on all stocks
Follow stocks for curated alerts
No spam, no payment, no surprises

Already have an account? Log in.